At Niche Advice we have access to all intermediary lenders that Increase your mortgage borrowing by using incomes from more than 2 applicants.
Mortgage for 4 people using 100% of all incomes
No upfront Broker fees by us. You only pay once the deal completes.
- Up to 4.5 x joint income
- High street rates
- Manually assessed with Underwriter discretion
- Family gifted deposits considered
Example Product Rate and Fees- Remortgage Free Valuation and Legals (Residential)
[ezcol_1quarter]Initial Rate: 1.70%[/ezcol_1quarter] [ezcol_1quarter]Subsequent: 4.74%[/ezcol_1quarter] [ezcol_1half_end]The overall cost for comparison 4.40% APRC[/ezcol_1half_end]
The total amount you must pay back, including the amount borrowed is ££420,344.96
Features: Use the income from up to 4 applicants to increase your borrowing potential.
| Type and initial benefit period | Fixed until 30/04/2019 |
| Minimum deposit / equity: | 15% |
| Valuation fee | £380 |
| Booking fee | £0 |
| Lender arrangement | £895 |
| Telegraphic transfer / CHAPS fee | £25 |
| Legal fee | £150 |
| Early repayment charge | 2/1.5% of the amount repaid in the fixed period |
For more information on Remortgage Free Valuation and Legals products please call complete the enquiry form on this page or call the number below.
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage
Important Information
Residential and Buy to Let Mortgages
Rates current as at 21/04/17 . The overall cost for comparison is based on a purchase price of £300,000 over a 25 year term. The Right-to-Buy example is based on a discounted purchase price of £150,000. Repayment for Residential and Interest only for Buy-to-let (unless otherwise specified). Eligibilty will depend on your own personal circumstances.
KEY – ERC = Main early repayment charge.
The purpose of this web is for information only and is based on a fictitious illustrative scenario. It does not constitute a Mortgage Offer in any way.
It is essential that you seek independent mortgage advice as a suitable product will be based on your own individual circumstances. An interest rate should not be read in isolation, and you should refer to your personal key facts illustration and Mortgage Offers for full terms and conditions. If anything is unclear it should be discussed fully with both your mortgage and legal advisors before entering into a mortgage contract with the lender.
The information contained herein is based on research through the Trigold (IRESS UK) sourcing system. When first published to this site the data is normally 24 hours behind real time, and may or may not still be available.
A first charge over your property is required as security for the loan.
The formal mortgage offer of an advance will be subject to a valuation and other satisfactory references.
