Looking for a high street mortgage rate for buy to let properties as a portfolio landlord. On the face of it, this challenge sounds straight forward however the reality is many of the best priced mortgage products are available exclusively for … [Read more...]
Fixed rate without early repayment charges
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage Important Information Residential and Buy to Let Mortgages Rates current as at 18/11/19. The overall cost for … [Read more...]
Interest only Buy to let Debt Consolidation
Should you Remortgage your Buy to Let to pay off some debts Debt consolidation has often gravitated towards mortgages. Attracted by the low interest rates, options to fix, overpay and borrow large amounts it's easy to see why. Since the late … [Read more...]
Mortgage to stop your bankruptcy
Anul your bankruptcy and save your credit record and your home Before I raise false hope here you need to have sizeable equity in your property, probably changed your occupation to an employed position, have at least a month until the court … [Read more...]
Mortgage Declined by Nationwide
Been declined for a mortgage due to credit conduct we can help? Nationwide are the country's largest building society and as a mutual company, they will always look to protect their members by running tight lending criteria. It's their right and … [Read more...]
Missed Mortgage payments
Mortgage Arrears stopping you get a new mortgage? Mortgage Lenders do not like lending to applicants who have had a track record of missing mortgage payments. In fact, apart from not paying a tax bill, it is the single biggest detractor. Any … [Read more...]
Getting a Semi Commercial mortgage
Semi Commercial mortgage options If you are reading this article on "semi commercial mortgage products" I guess you're trying to do your own research so I thought I would give you some pointers. I’m a professional Mortgage Broker and most … [Read more...]
Limited Company Buy to Lets can double your legal costs.
The other associated costs of getting a Mortgage under SPV (Special Purpose Vehicle) This might seem like a bold statement but limited company buy to lets can literally double your legal costs. How so? Read on and find out why. First, can I … [Read more...]
First Time Buyer Mortgage
First Time Buyer Mortgage questions answered This decade has seen a number of initiatives to stimulate first time buyer activity. These include cheap funds to banks for higher loan-to-value lending; Help to Buy equity loans and ISA incentives, … [Read more...]
Another lender moves to 5.5 times income in standard criteria
Great news as main bank offers 5.5 times income via mortgage brokers From 11th of October Barclays for Intermediaries will be offering a 5.5 times income multiple mortgages for the following selected clients: Mortgages must be taken on a … [Read more...]
Self employed mortgage
Self-employed mortgage tips. All the bits other brokers may not know or tell you about. A Self employed mortgage is different from a Mortgage Lender’s perspective. Self employed income by nature typically fluctuates and this variant conflicts … [Read more...]
Buy to let mortgage with payment breaks
As I know first hand tenants aren't always the most reliable so a buy to let mortgage with payment breaks can be very helpful. So why is it Buy to let mortgages with payment breaks are not easy to come by? As well as a Landlord; I'm a professional … [Read more...]
Self Employed Mortgages for photographers
Self Employed Mortgages for photographers working under a sole trader or limited company This mortgage article is aimed at professional Photographers that have an element of self employed income and therefore make a tax return submission to … [Read more...]
Self Employed Mortgages for personal trainers
Self-employed personal trainer Mortgage solutions This mortgage article is aimed at Mortgages for personal trainers that have an element of self-employed income and therefore make a tax return submission to HMRC. As a Personal Trainer, you … [Read more...]
Mortgages for home improvements
How Mortgage Lenders compartment home improvement categories. Home improvements have been an acceptable reason for a remortgage since time immemorial. The phrase "home improvements" can, however, mean different things to different folks. I … [Read more...]
