We need to borrow 6 times our salaries can you help us get a mortgage. When I first wrote about 6 times income mortgages back in 2011 I did not appreciate the response to enlist my help would be so great. Interest rates were at that point destined … [Read more...]
Holiday home mortgage products
I’m a landlord how can get into the holiday homes market High buy to let rental yields Buy to let mortgages for variable rent Mortgages for seasonal buy to let home homes Where is the best place to buy a holiday home By resident mortgage … [Read more...]
Getting a Mortgage with a Low Credit Score
My bank has declined my mortgage application due to a low credit score can you help? My credit rating is ‘fair’ on Experian can I get a mortgage? Creditexpert says my credit is ‘poor’ how will that affect my chances of getting a mortgage? By … [Read more...]
Holiday home mortgages
Holiday Home Mortgage and lenders who will take seasonal rental income from holiday makers on holiday Home products By residential expert Mr Payam Azadi Holiday Homes can be a very lucrative property investment. This year in particular has seen … [Read more...]
I have new job can I get a mortgage
Mortgages for self employed who have recently become employed Mortgages for employed applicants within a probationary period Mortgages for applicants who have been employed for just one month By residential mortgage expert Mr Payam … [Read more...]
Mortgages for foreign nationals
Up to 90% loan to value Mortgages for foreign nationals on a Tier 1 and Tier 2 Okay - you’ve been working here for a while and are getting fed up of paying a high amount of rent and are therefore looking to buy your first property. For this to … [Read more...]
Mortgages for Flats Above Shops and Other Commercial
Finding it hard to find a lender for your property? Poor valuer’s comments – who will give you a mortgage? Boundary disputes / Flying Freeholds financeNew build / Ex local authority / Concrete construction mortgages By resident mortgage … [Read more...]
Top 5 tips for Commercial Mortgages
What do Commercial Mortgage Lenders look for? How best can I present my Commercial Mortgage? Improve your chances of a successful Commercial Mortgage Much has been written about the slow flow of lending from banks to businesses. On the high … [Read more...]
Looking for investment returns with low risks
Fed up of disappointing savings rates? Want a safe place to invest? Improve your chances of making money without the risk By Richard Stokes, Independent Financial Adviser Savings rates are generally poor and have been for the last few years. So … [Read more...]
Gifted Deposits for Mortgages
Can I fund my mortgage deposit by a gift? Who can make gifts towards a purchase of a property? What happens if my deposit money is coming from abroad? And many more ‘gifted deposits’ questions answered by resident mortgage expertMr Payam Azadi We are … [Read more...]
Simple guide to the Help to Buy Scheme
The Government Help To Buy Scheme. How Does It All Work? Unlike the normal rhetoric that flows easily from the spin doctors – the Government Help To Buy Scheme is designed to assist first time and next time buyers looking to purchase a new build … [Read more...]
Re mortgage from The Mortgage Works standard variable rate
Borrowing additional money or re mortgage options for existing The Mortgage Works clients Let’s not beat around the bush one of the main reasons why applicants would have been recommended to go down The Mortgage Works path is the fact they wanted a … [Read more...]
I don’t want my Buy to let to be in a Limited Company anymore
I want to access the lowest buy to let rates on the market Resident buy to let expert Mr Payam Azadi explains the hoops you need to go though to remove Buy to Lets from a Limited Company. Once upon a time it may have seemed like a good idea to … [Read more...]
Need a buy to let mortgage for DSS tenants
Buy to let mortgage solutions for landlords who let to tenants that receive DSS assistance It is maddening to hear that most lenders are still stuck in a bigoted world when it comes to accepting Buy to-let applications for landlords who let to DSS … [Read more...]
Secured Loans can be a better solution for you
It may be cheaper to take a second charge than redeem your mortgage Resident expert Mr Payam Azadi explains how excellent secured loan rates can help you. The last few years have been testing however I personally applaud the stance on interest … [Read more...]
