Niche Advice are based in Vulcan way, New Addington Surrey CRO and can help clients get the best Right to Buy Mortgage. Are you a Right to Buy homebuyer in New Addington, Croydon and Surrey looking for a reliable Right-to-Buy Mortgage Broker in … [Read more...]
My partner has Bad credit can I get a mortgage?
Applying for a Mortgage Yourself When Spouse Has Bad Credit You may be surprised to know that having a spouse with bad credit doesn't mean you can't get a mortgage in a single name. Here's what you need to know. Can your long-term Partner’s … [Read more...]
Right to Shared Ownership scheme Mortgage
Mortgage for Right to Shared Ownership scheme Calling all Tenants living in social and affordable housing The Right to Shared Ownership scheme is now open. Right to Shared Ownership has opened its door for Tenants living in social and … [Read more...]
Timber and Damp Report to support mortgage applications
If you are reading this blog, you have probably applied for a mortgage, and the Mortgage Lender has asked for a specialist Timber and Damp Report to support your case. The blog puts into context why a Timber and Damp Report has been asked for by … [Read more...]
Free Mortgage Rate Switch for existing bank customers
No Broker fees for Mortgage Rate Switch with Niche Advice How does the Mortgage Rate Switch Product Transfer process work for the UK Lenders' existing mortgage customers No Broker fees for Mortgage Rate Switch with Niche Advice … [Read more...]
Free BM Midshires Rate Switch Product Transfer Service
Free BM Midshires Rate Switch Existing Customer Service from Niche Advice Birmingham Midshires product transfer service Before the recent rate rises BM Solutions product transfer service to rate switch was not as popular as it is not as … [Read more...]
FREE Precise Mortgage Rate Switch Product Transfer for Existing clients
Free Precise Mortgage Rate Switch Product Transfer Service Before the infamous “mini-budget” delivered by the then Chancellor, Mr Kwasi Kwarteng, on 23 September 2022, there were two distinct options to for Precise mortgage rate switch: remortgage … [Read more...]
UK Foreign Student Mortgage Tier 4 and Tier 1 Visa
Mortgages for foreign students living and buying in the UK This article is about foreign student mortgage i.e. persons from abroad based in the UK to study who are looking to buy a home to live in. It covers the frequently asked questions and is … [Read more...]
Council Right to Buy Discount 100% Mortgage on Flats and Houses
What is your Council Right to Buy a Discount and how do you get a Right to Buy a Mortgage with no deposit? How much will your Council Right to Buy Discount and what is the Right to Buy Mortgage process If you are looking to buy your council house … [Read more...]
Best HGV Driver Mortgage Products in the UK
HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...]
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...]
Mortgage for Non UK Citizen – how long do you have to live in the UK
As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...]
Bridging Fees – The difference between gross and net bridging loans
Bridging Fees - Lets talk about gross and net bridging loans costs A large majority of bridging enquiries I receive are from applicants wanting the maximum loan-to-value and expecting their deposit outlay to be limited to 25%. The reality is the … [Read more...]
Buy to let missed payments on credit cards loans utility bills
UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...]
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...]
