Is your Mortgage rate coming to an end take a look at our Fixed rate Mortgages. Fixed rate mortgages are good options as rates are set to go up and with so many people coming out of their existing arrangements maybe it’s time to fix your mortgage. … [Read more...]
Cheap fixed rate Remortgage
Cheap fixed rate Remortgage products with costs covered What we will cover ✔ Free valuation and legals on Remortgages ✔ Mortgages are getting tougher so Act Now ✔ Time to fix your Mortgage payments ✔ Best Buy Remortgages Cheap fixed rate … [Read more...]
Mortgage for Russian nationals on a Visa
Advice on getting a mortgage for Russian national living and working in the Uk on a Visa What we will cover ✔ Mortgage for Russian nationals on a Tier 1 and Tier 2 Visa ✔ Criteria and Underwriting rules for Russians ✔ Advice on deposit, rates … [Read more...]
Mortgage for Indian Nationals on a Visa in the UK
All you need to know about getting a Mortgage for Indian Nationals on a Visa in the UK What we will cover: ✔ Mortgage for Indian Nationals on a Tier 1 and Tier 2 Visa ✔ Criteria and Underwriting rules for Indian Nationals ✔ Advice on deposit, … [Read more...]
Mortgage for doctors in the UK
Getting a mortgage for doctors in the UK can be quite tricky. Whether you’re employed or self-employed we can help. What we will cover: ✔ Mortgage for self-employed doctors ✔ Mortgage for employed doctors by the NHS ✔ Complex account … [Read more...]
Buy to Let mortgage into retirement
Buy to Let mortgage into retirement for applicants near or over the age of 65 years If you have been following the news this year you will have seen the proposed changes to pension legislation which will be advantageous if you want to purchase a … [Read more...]
Mortgage after new Bank of England Income multiples cap
Income Multiples are under attack from the government what does this mean for your chances of getting a mortgage? You have probably caught the headlines on Sky, BBC and in the daily newspapers about curbing lenders potential to lend from 6 times … [Read more...]
Best Remortgage Deals
When is a good time to Remortgage, the costs involved and the process Millions of people every year have got to deal with this question which is " should I Remortgage? " A mortgage is probably the largest commitment you have so it’s sensible … [Read more...]
New option for 6 times income mortgages – outside London
Information on 6 times income mortgage – outside the M25 area Avid followers of Niche Advice will be familiar with our access to 6 times income mortgages. As a popular Central London broker we are often asked for higher income multiple mortgages … [Read more...]
Warning branch lenders are taking weeks for Mortgage appointments
Thinking of going direct to the lender with your mortgage – GOOD LUCK you may be there a while. New MMR Mortgage Regulation has hit some direct branch lenders hard as the regulator now has put a stop to almost all of the non-advised sales for … [Read more...]
UK Property Market Outlook 2014
UK Property Market Outlook 2014 and is it a good time to buy, sell or re mortgage The market is buoyant and perhaps overheating? Mr Mark Carney, Governor of the Bank of England was quoted on Sunday as saying the lack of housing stock is of real … [Read more...]
Fall through legal protection
Is your Solicitor looking after your interests and offering Fall Through Protection as standard? Property Searches are required by every mortgage lender on a purchase transaction. The search pack contains a LOCAL, ENVIRONMENTAL and DRAINAGE … [Read more...]
What documents are needed to get a Mortgage
Breakdown of all the documentation needed for a Mortgage Application In this post I will try to clarify what documents are actually need you to be able to get a mortgage. With the effect of the Mortgage Market Review (MMR) which has now come into … [Read more...]
Buy to Let rental calculations are getting tougher
Buy to Let rental calculations are getting tougher so you better move fast if you want your money out or want to borrow at higher loan to value. Why is it getting harder? What does this mean for me and my portfolio? Mortgage amounts will be … [Read more...]
Buy to let mortgage with no early repayment Charge
Access to buy to let Mortgage with no early repayment charge great for Landlords. What are the rates and fees do I get with a no ERC product? What do I need to have access to this mortgage with no ERC? As one of London’s leading buy to let brokers … [Read more...]