How to work out the new Stamp Duty rates from 4 December 2014 Great news for long-suffering homebuyers. The Chancellor has finally decided to look at stamp duty rates and has actually come up with something that works for most people. Until there … [Read more...]
How to get a mortgage over five times income
I need a mortgage over five times income. Can you help me? The answer is “maybe”. That’s because it is all dependent on your current circumstances. After the recent mortgage market review changes in 2014 things have certainly become more difficult … [Read more...]
Mortgage rules on gifted properties from parents and family
A guide on the different Mortgage rules on gifted properties from parents and family also known as gifted equity and using this gift as your main deposit So you’re lucky enough to be a potential beneficiary a gifted property from your parents. The … [Read more...]
Buy to let mortgage to rent to a family member
I want to help a close relative by letting my buy-to-let to them. Can I get a Buy to let mortgage to rent to a family member? Buy to lets are effectively businesses so mortgage lenders need to ensure they are run on a commercial basis. There is a … [Read more...]
Mortgage with missed payment showing on credit report
Can lenders consider me for a mortgage with missed payment showing on my credit report? missed mortgage payments missed credit card payments missed utility Bill payments missed catalogue directory payments missed mobile phone … [Read more...]
Mortgages for sales person with low basic income and high commission
Mortgages for sales person with low basic income and high commission who want to take hundred percent of their commission income towards a mortgage. If you work ‘in Sales’ and have a low basic salary you are likely to have experienced … [Read more...]
Mortgage for non uk nationals on a Visa
Mortgage for non uk nationals on a Visa who now want to buy a property in the UK. Tier 1 or 2 general VISA and spouse applicants mortgage applicants applicants If you’re looking for a mortgage with a VISA in the UK then you have certainly come … [Read more...]
The Mortgage works changes buy to let rental stress rate
Bad news for buy to let landlords as one of the Uk's largest lenders The Mortgage works changes its buy to let rental stress rate for 65% to 75% LTV products This is going to be quite a big blow for most buy to let landlords specially around London … [Read more...]
Payam Azadi case study on complex Mortgage cases
Case study on complex mortgage cases My recent case study on the Mortgage Solutions website which is a dedicated resource for financial intermediaries highlighting solutions for complex mortgage cases. This article outlines some of the challenges … [Read more...]
First time buyer 5 year fixed rate Mortgage
Post Office for Intermediaries first time buyer 5 year fixed rate Mortgage The Post Office for Intermediaries first time buyer 5 year fixed rate Mortgage is aimed at clients who want the long term security of a low set payments. It is aimed at … [Read more...]
Offset mortgage with a rate of 2.19% free valuation
Hinckley and Rugby Building Society offset mortgage with a rate of 2.19% and Free valuation. The Hinckley and Rugby Building Society best buy offset mortgage offers a lifetime discount off their standard variable rate which gives you maximum benefit … [Read more...]
3 Year Fixed Mortgage at 2.30% with free valuation and legals
Principality Building Society 2.30% 3 Year Fixed Mortgage with Free valuation and Free basic legal service on remortgages. The Principality Building Society 3 Year Fixed Mortgage with a rate of 2.30% certainly catches the eye. There is so much talk … [Read more...]
Buy to let Mortgage low income but have an existing portfolio
I am a Professional landlord who has been letting properties for a number of years but not showing a huge amount of profit, can I get a buy to let mortgage? The answer is ‘yes’ and I have helped many others like you. The key to your acceptance is … [Read more...]
5 year fixed Mortgage at 2.59% rate
Accord Mortgages market leading 5 year fixed Mortgage at 2.59 with 35% deposit The Accord Mortgages market leading 5 year fixed Mortgage with 35% deposit is jaw dropplingly low. It is only available to professional mortgage brokers, such as Niche … [Read more...]
2 year fixed Mortgage rate with 20% deposit
Platform Home Loans Limited market leading 2 year fixed mortgage rate with 20% deposit The Platform Home Loans Limited market leading 2 year fixed mortgage rate with 20% deposit is aimed at purchases. It primarily concentrates on an delivering a … [Read more...]
