The world of development finance is going through a little revolution with a number of lenders offering up 100% of development finance once a property has been purchased. ✔ Niche Funding are one of London’s top Commercial Finance Brokers. ✔ Why … [Read more...] about 100% Development finance
News
HSBC Mortgage Application Declined We Could Help
Don’t get disappointed, you are not alone as we regularly help applicants who have had a HSBC Mortgage Application Declined I cannot independently verify this fact all I can do is recount the number of grumbles I hear from applicants that have … [Read more...] about HSBC Mortgage Application Declined We Could Help
Secured Loans On Buy to Let Properties
Consolidating debt and capital raising on secured loans on buy to let properties Secured loans can be an effective way of consolidating personal debt; and when secured on buy to lets they could drive down your property income tax bill in the process … [Read more...] about Secured Loans On Buy to Let Properties
Mortgage with Bad Credit Rates
If your looking for a Mortgage with Bad Credit then your at the right place There are mortgage lenders that do not apply loadings for Mortgage with Bad Credit. That's right you do not have to be penalised just because you have had a credit issue … [Read more...] about Mortgage with Bad Credit Rates
Spousal Visa Mortgage with husband
I am looking for a Spousal Visa Mortgage with husband who has Permanent Rights to Remain can I go on the mortgage? The short is 'yes' you can get a Spousal Visa Mortgage . The challenge you have is finding the best product option as the lenders that … [Read more...] about Spousal Visa Mortgage with husband
Off Plan New Build Mortgage Advice
An off plan new build mortgage is all about timing. The developer will exert pressure for a deposit / reservation fee so its vital you get your off plan new build mortgage sorted. Once they have paid this over you are effectively committed or put … [Read more...] about Off Plan New Build Mortgage Advice
Mortgage Lending Into Retirement
Up to 40 year Term for Mortgage Lending into retirement The lenders as a collective shied away from Mortgage Lending into retirement following the Mortgage Market Review, and almost 2 years on their retraction is still stopping the longer mortgage … [Read more...] about Mortgage Lending Into Retirement
Buy out the remaining shared ownership shares in your property
Become a full owner of your shared ownership property and buy the remaining shares before prices continue to raise. Historically Britain was known as a nation of home owners now the reality is often a fanciful notion with shared ownership in … [Read more...] about Buy out the remaining shared ownership shares in your property
Questions & Answers in regards to the new New Stamp Duty Rules
Questions & Answers in regards to the new New Stamp Duty Rules and how it can impact second homes. Please see table of Stamp Duty rates below, in short if you own more than one house then the second house rate applies unless it is to change … [Read more...] about Questions & Answers in regards to the new New Stamp Duty Rules
What is the Mortgage Credit Directive
What is the Mortgage Credit Directive and how it will impact some Mortgages in the UK In essence this European Legislation has been bought in to raise standards and standardise documentation across the Member States to improve consumer protection … [Read more...] about What is the Mortgage Credit Directive
New Buy to Let limited company and HMO Mortgages with a small deposit
It’s no secret that many landlords are looking to place their buy to let portfolios inside Buy to let Limited Company mortgage products following the Budget last year. We are fortunate at Niche to be truly independent so we can access all the … [Read more...] about New Buy to Let limited company and HMO Mortgages with a small deposit
Buy to Let Mortgage no penalty charge
Yes you can still have access to a Buy to Let Mortgage no penalty charge product via Niche Advice Buy to Let mortgages do not need to restrict your plans if you select a product without any early repayment charges applying so I thought I talk a … [Read more...] about Buy to Let Mortgage no penalty charge
Mortgage with one year accounts
I’m about to file my first years accounts which are looking healthy. Can I get a Mortgage with one year accounts? The good news is there are a number of lenders who are now offering the self-employed a Mortgage with one years accounts. There are key … [Read more...] about Mortgage with one year accounts
Foreign Nationals on a Tier Visa Mortgage Lending Criteria
What level of deposit is needed for Foreign Nationals on a Tier Visa who want to get a mortgage? The size of the deposit for Foreign Nationals on a Tier Visa will depend on your personal circumstances, when you entered the UK and the remaining term … [Read more...] about Foreign Nationals on a Tier Visa Mortgage Lending Criteria
Mortgage for a studio flat
If you’re looking to get a mortgage for a studio flat you will soon find out that it is not straight forward. Getting a Mortgage for a studio flat are harder to obtain than your average UK mortgage as the choice of lender is much lower. Why is the … [Read more...] about Mortgage for a studio flat
