Are there any mortgage lenders that will ignore nursery and child care fees in their affordability assessment? How can I get a Mortgage with high childcare costs I receive a constant stream of mortgage enquiries in regards to getting a Mortgage with … [Read more...]
Getting a buy to let mortgage but have been away abroad in the last three years
I want to get a buy to let mortgage but have only been back in the UK for 12 months before that I was living and working abroad. Most buy to let mortgage lenders have got a ‘two or three year UK residency rule’ whereby they expect the applicants to … [Read more...]
Bank Statements for Mortgage Applications
Best format for gathering your bank statements for Mortgage Applications including how to get statements with https:// on them. In our experience, one of the biggest causes of delay when gathering documentation for mortgage applications is … [Read more...]
95% mortgage for foreign nationals with a visa via the Help to Buy Scheme and Niche Advice
Foreign Nationals with a Visa and buy a £400,000 property in the UK with a £20,000 deposit Just a 5% deposit is needed to get a mortgage if you are a foreign nationals with a visa looking to purchase a UK property under the Help to Buy Scheme … [Read more...]
Can I Remortgage if I have a second charge Secured Loan
I have a second charge Secured Loan, can I still get a Remortgage if I still want the loan to remain in place. In theory if you have a second charge Secured Loan it does not prevent you from changing your existing first change mortgage for a better … [Read more...]
Let to Buy Mortgage Advice
Let to Buy Mortgage Advice when your looking to rent your current home often refinance to fund the purchase of another property. What is Let to Buy Mortgage and how does it all work. It is very common for clients to ask me about retaining their … [Read more...]
Non SPV Limited Company Buy to Let Mortgage
Limited Company Buy to Let Mortgage options for Professional Landlords Since the budget the market has adjusted to provide more mortgage solutions for limited company purchases and remortgages. There is however an Important segment of the limited … [Read more...]
100% Development finance
The world of development finance is going through a little revolution with a number of lenders offering up 100% of development finance once a property has been purchased. ✔ Niche Funding are one of London’s top Commercial Finance Brokers. ✔ Why … [Read more...]
HSBC Mortgage Application Declined We Could Help
Don’t get disappointed, you are not alone as we regularly help applicants who have had a HSBC Mortgage Application Declined I cannot independently verify this fact all I can do is recount the number of grumbles I hear from applicants that have … [Read more...]
Secured Loans On Buy to Let Properties
Consolidating debt and capital raising on secured loans on buy to let properties Secured loans can be an effective way of consolidating personal debt; and when secured on buy to lets they could drive down your property income tax bill in the process … [Read more...]
Mortgage with Bad Credit Rates
If your looking for a Mortgage with Bad Credit then your at the right place There are mortgage lenders that do not apply loadings for Mortgage with Bad Credit. That's right you do not have to be penalised just because you have had a credit issue … [Read more...]
Spousal Visa Mortgage with husband
I am looking for a Spousal Visa Mortgage with husband who has Permanent Rights to Remain can I go on the mortgage? The short is 'yes' you can get a Spousal Visa Mortgage . The challenge you have is finding the best product option as the lenders that … [Read more...]
Off Plan New Build Mortgage Advice
An off plan new build mortgage is all about timing. The developer will exert pressure for a deposit / reservation fee so its vital you get your off plan new build mortgage sorted. Once they have paid this over you are effectively committed or put … [Read more...]
Mortgage Lending Into Retirement
Up to 40 year Term for Mortgage Lending into retirement The lenders as a collective shied away from Mortgage Lending into retirement following the Mortgage Market Review, and almost 2 years on their retraction is still stopping the longer mortgage … [Read more...]
Buy out the remaining shared ownership shares in your property
Become a full owner of your shared ownership property and buy the remaining shares before prices continue to raise. Historically Britain was known as a nation of home owners now the reality is often a fanciful notion with shared ownership in … [Read more...]
