Financial services expert’s inside track on in the current UK market Last week I mixed with fellow mortgage alumni and Lenders at the Financial Services Expo and exchanged ideas and thoughts on the future of the UK buy to let mortgage market which … [Read more...]
Can you still get a 100% Mortgage
100% Mortgage in 2016 - Mortgage without a deposit or savings | Buy a property without a deposit | 100% funded property purchase 100% mortgage products used to be the norm in the Nighties, that’s right you could buy a property without any deposit. … [Read more...]
Getting a Mortgage for Right to Buy Council Properties
Everything you need to know about getting a Mortgage for Right to Buy Council Properties criteria on Income | High rise blocks |CCJs | Defaults | Deposits | Age requirements and the process. This is an insight into the common questions that arise … [Read more...]
Self employed with bad credit mortgage rates
Self employed with bad credit mortgage solutions even for people with 1 years accounts: Missed payments, defaults, CCJs accepted Can work of last year’s account / Tax return figures Deposit levels as little as 10 to 15% Missed payments … [Read more...]
Best buy to let 5 year fixed mortgage with no early exit penalty charge
Have the best of both worlds by securing a long-term fix with our buy to let 5 year fixed mortgage with no early exit penalty charge It’s rare that I am surprised by a mortgage product innovation but this gem combines both a 5 year fixed mortgage … [Read more...]
Mortgage and Property Down Valuation
What can I do if my Mortgage Lender down values my property. How does this property Down Valuation effect my chances of getting a mortgage. Property Down Valuation is infuriating to all concerned if it reduces the amount you can borrow from a … [Read more...]
Bad credit Mortgage with 10% deposit
Mortgages for missed payments, CCJs and defaults with a small deposit up to 90% Loan to Value Wonderful news for aspiring home owners who have had credit problems as there is a brand new product on the market that will allow missed payments, CCJs … [Read more...]
Remortgage to pay off credit card debt
Remortgage to pay off credit card debt, lending criteria and why lenders may decline your application, even if it looks straightforward. This article assumes that you have already researched alternative options such as transferring your debts to a … [Read more...]
Can I use my last years self employed income for a mortgage?
I am self employed can I use my last years self employed income for a mortgage or do I have to take an average of the last three years? The good news is we have a number of lenders that will consider last years self employed income for a … [Read more...]
Buy to Let Remortgage within 6 months access to 8 Lenders that will do it
Buy to Let Remortgage within 6 even if you have bought in cash or bridging finance. This article discusses raising money on a let property that was originally bought in cash. You would think getting a Buy to Let Remortgage within 6 months if … [Read more...]
Limited Company Buy to Let mortgages
Set up a limited company buy to let with the help of a mortgage The Chancellor George Osbourne announced today a potential drop in corporation tax to 15% which has brought back sharply into focus the advantages of limited company buy to lets, and in … [Read more...]
Remortgage to pay off Debt
Key points you need to be aware of when getting a Remortgage to pay off debt. Debt consolidation into your mortgage is not a new idea but there have been many refinements to the lenders policies, some unwritten, which has made this exercise harder … [Read more...]
Right to Buy Mortgage with Bad Credit
Right to Buy Mortgage with Bad Credit including Defaults, CCJs or IVA and even past Bankruptcy Sorry if it’s a Flat you want to get a Right to Buy mortgage for then we Can’t help if you have bad credit and its likely you will have to wait until its … [Read more...]
Loan to value LTV limit for a remortgage
Does the loan to value - LTV product limit a remortgage amount? How to loan to value limits work? You may have seen Lenders quoting loan to value / LTV limits for their remortgages on their websites and literature but what does it all mean? The … [Read more...]
Borrowing from The Mortgage Works has just got harder
Existing customers who want to raise additional money from The Mortgage Works may face disappointment due to recent rental calculation criteria changes. If you are an existing The Mortgage Works customer you will probably be shocked to find out that … [Read more...]
