Image by thepassenger from Pixabay According to the RAC, there are now over one million electric cars in the UK, but with an average cost of around £50,000 to purchase them, the help of a Remortgage to buy an electric car may be a preferred … [Read more...]
Shared Ownership for Foreign Nationals with a 5% deposit
If you can't buy a property outright, talk to our Expert brokers dealing with Shared Ownership Mortgages for Foreign Nationals At Niche Advice, we can secure a Shared Ownership Mortgage for Foreign Nationals living and working in the UK on a Visa, … [Read more...]
95% LTV Contractor Mortgage 48 week Daily Rate Calculation
Lenders will work from your daily rate not from the accounts or tax calculation documentation There can be barriers when looking to get a Contractor Mortgage, but with 80 UK mortgage lenders at our disposal, we can normally find a way to help … [Read more...]
Gifted Equity deposit vs Director’s Loan Mortgage
Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited … [Read more...]
Foreign National Mortgage Deposit – 95% Loan to value option
Foreign National Mortgage Deposit - How much do you need as a down payment? When I first started helping foreign nationals get UK mortgages over fifteen years ago it was a poorly served market, even fast forwarding to 2022/23 the active lenders … [Read more...]
How do I get a mortgage with missed payments?
Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can help improve your chances of getting a mortgage with missed payments. To put this … [Read more...]
How buy now pay later contracts affect mortgages
Klarna, GoCardless and PayPal Credit charges - Buy now pay later contracts and mortgage affordability. "Buy now, pay later contracts” and arrangements have existed for decades but are becoming more prevalent with the emergence of major fintech … [Read more...]
How to Get a Mortgage If You Work for Your Family
How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This … [Read more...]
Best Online Conveyancing Quote from over 70 providers
Guide to Online Conveyancing Quotes At Niche Advice, we have partnered with Digital Move and Smoove to help clients get access to instant and accurate Online Conveyancing Quotes. Navigating the legalities of a property transaction can be as … [Read more...]
Maximum age for a mortgage – How long can you take a Mortgage over
Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...]
Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...]
Offset Mortgage: How They Work and why you should consider it
Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...]
Which UK Bank Offers You The Maximum Mortgage Affordability
Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...]
How to get a Mortgage For a 56 Days Auction – Modern Method of Auction
YES, you can get a Mortgage for a 56 Days Modern Method of Auction Property rather than getting Bridging Finance. Lets look at why we now have the 56 Days Modern Method of Auction. Historically, auction purchases have provided 28 day deadline to … [Read more...]
5% Deposit Mortgages With Visas For Foreign Nationals | Niche
Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...]
