Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can help improve your chances of getting a mortgage with missed payments. To put this … [Read more...]
How buy now pay later contracts affect mortgages
Klarna, GoCardless and PayPal Credit charges - Buy now pay later contracts and mortgage affordability. "Buy now, pay later contracts” and arrangements have existed for decades but are becoming more prevalent with the emergence of major fintech … [Read more...]
How to Get a Mortgage If You Work for Your Family
How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This … [Read more...]
Best Online Conveyancing Quote from over 70 providers
Guide to Online Conveyancing Quotes At Niche Advice, we have partnered with Digital Move and Smoove to help clients get access to instant and accurate Online Conveyancing Quotes. Navigating the legalities of a property transaction can be as … [Read more...]
Maximum age for a mortgage – How long can you take a Mortgage over
Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...]
Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...]
Offset Mortgage: How They Work and why you should consider it
Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...]
Which UK Bank Offers You The Maximum Mortgage Affordability
Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...]
How to get a Mortgage For a 56 Days Auction – Modern Method of Auction
YES, you can get a Mortgage for a 56 Days Modern Method of Auction Property rather than getting Bridging Finance. Lets look at why we now have the 56 Days Modern Method of Auction. Historically, auction purchases have provided 28 day deadline to … [Read more...]
5% Deposit Mortgages With Visas For Foreign Nationals | Niche
Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...]
How to use your first time buyer status effectively
Protect your first time buyer status First time buyers are the live-blood of the property market and this is recognised with "first time buyer status" afforded benefits from tax incentives to more attractive mortgage products. Therefore it's … [Read more...]
1 Year Fix Self Employed Mortgage
Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal … [Read more...]
First Time Buyer 100% Mortgage UK launched by Skipton
Skipton – 100% Mortgage For First Time Buyers Please see below the basis of the First Time Buyer 100% Mortgage UK launched by Skipton Building Society. As it’s hot off the press, it is unclear at the moment as to … [Read more...]
5 Year Fixed Buy to Let Mortgage with no early repayment charges
Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds I rarely pen about specific products but feel compelled to do so about the Accord Mortgages 5 Year … [Read more...]
Best Right to Buy Mortgage Broker Leeds, Yorkshire
Buy your home with advice from expert Right to Buy Mortgage Broker in Leeds and Yorkshire Are you a Right to Buy homebuyer in Leeds, Yorkshire looking for a reliable Right-to-Buy Mortgage Broker in the Burmantofts LS9, Killingbeck & Seacroft … [Read more...]