UK lending criteria for Foreign National Mortgage Applicants with a Visa There are two main ways UK Mortgage Lenders look at underwriting around foreign national mortgage applicants living and working in the UK looking to buy a property: … [Read more...]
Mortgage to include 4 applicants incomes
Mortgage for 4 people using 100% of all incomes to help with affordability. Increase your mortgage borrowing by using incomes from more than 2 applicants Believe me common sense can prevail if more than two incomes are coming into a household then we … [Read more...]
Mortgage Product Transfer vs Remortgage
Advantages and Disadvantages of opting for a mortgage Product Transfer and staying with your exciting provider rather than a Remortgage. As part of my role as a Mortgage Advisor, I look after my clients with their initial mortgage (as you would … [Read more...]
Mortgage declined time to speak to the experts.
Mortgage declined by your bank we have helped many clients just like you. Being turned down for a mortgage by your bank is often a shock and unpleasant experience at the end of the day no one wants to get a Mortgage declined but these things … [Read more...]
Not on the Right to Buy papers can I get a Mortgage
Mortgages to help buy my family home but when not on the Right to Buy papers The Local Authority does not want everyone to buy their council home. What’s more barmy is even when you are living there you can be excluded. Furthermore as an earner … [Read more...]
Buy to Let Limited Company Mortgage
Why people are looking at buy Buy to Let Limited Company Mortgage products more and more. The statisticians have been going to town this week reporting on the perceived demise of buy to let mortgages but from our experience the new breed of buy to … [Read more...]
Self Employed 1 Years Accounts Mortgage
Self Employed 1 Years Accounts Mortgage So how does getting a Self Employed 1 Years Accounts Mortgage really work. Being self employed is as popular as ever but can be problematic for Mortgage Lenders to justify sustainable income to service … [Read more...]
Right to Buy Mortgage
Getting a Right to Buy Mortgage to buy your council home after receiving a discount from the council The Council has given a discount to buy my property under the Right to Buy scheme can I get a Right to Buy Mortgage to help with the … [Read more...]
Six Times Income Multiple Mortgage Questions and Answers
Q&A On Six Times Income Multiple Mortgage This article show be read in conjunction with my previous one on our popular six times income multiple mortgage. Income – Six Times Income Mortgage Q) What is the maximum income multiple on a … [Read more...]
Rent and Buy Mortgage Products
Let your existing property to buy another with the help of a Let to Buy Mortgage. If you want to buy a property to live in but prefer to let your existing one rather than sell it you are reading the right article about Rent and Buy Mortgage … [Read more...]
6 times income multiple mortgage returns
Mortgage that allows the right borrowers 6 times their income Avid followers of Niche Advice will know that we used to help customers borrow up to 6 times income multiple, and we are delighted to say the option has returned for the right … [Read more...]
How Guarantor Mortgages Work
I don’t have enough income can my parents help me buy a property? If you cannot afford a property in your own right how about buying with your parents via guarantor mortgages? At Niche Advice we have access to a Mortgage Lender, who in our view … [Read more...]
Ex Pat Mortgage products for buying in the UK
Ex Pat Mortgage solutions - I’m moving to the UK can I buy a property in the UK in advance? If you are an Ex pat and are now thinking of relocating to the UK and want to buy a property with the help of a mortgage then you are reading the right … [Read more...]
Mortgage in a probationary period
How to get a Mortgage in a probationary period on your first day of work including 3 & 6 months probationary The rules around getting a Mortgage in a probationary period can be quite complex but rest assured we have helped many client … [Read more...]
Mortgage with Bad Credit Employed Self Employed Contractors all welcome
If your looking for a Mortgage Broker to help you with a Mortgage with Bad Credit even with 10% deposit (90% loan to value) then you have come to the right place. If your mortgage request has been turned down by your bank we may have the perfect … [Read more...]
