Getting the maximum mortgage but what about the lenders Mortgage affordability rules There are a couple of building societies that will lend up to 6 times your income on a mortgage. They flit in and out of the market depending on their appetite and … [Read more...]
Can I get a mortgage if I’m not on the Right to Buy papers?
Right to Buy Mortgage without being on the RTB papers Getting a Right to Buy Mortgage without being on the Right to Buy papers is nearly impossible. If you are reading this article it’s likely you’ve tried a number of places including your own … [Read more...]
Mortgages for people who get paid Cash in hand
My employer pays me cash in hand can I get a mortgage? Cash in hand mortgages Getting a mortgage when you are paid in Cash in hand can be frustrating. Last time I checked the HMRC website being paid in cash is not a crime but to some Mortgage … [Read more...]
Right to Buy Mortgage credit problems in the past
I have had Missed payments, defaults and a CCJ can I still get a Right to Buy Mortgage credit problems in the past. Being given the chance to purchase your council home at a discount under the Right to Buy Scheme can come out of the blue – often … [Read more...]
Buy to let capital release keep the good mortgage rate and still raise money
Buy to let capital release to fund deposits I speak to Landlords daily and often hear impart this sentiment: “My current interest rate on my buy to let mortgage is great so I don’t want to change it. However the property has gone up in value and I … [Read more...]
Finance options for short time self employed applicants
What are your finance options if you have been Self employed for a few months and need to raise money Niche Advice has access to many different types of Finance options. If you have only been self employed for a few months getting a standard … [Read more...]
Debt consolidate and keep the existing interest only mortgage
Need to raise money but want to keep the existing interest only mortgage Interest only mortgages are by and large reserved for the rich these days so capital raising can be a real problem if the lenders won’t allow you to remortgage. but we have a … [Read more...]
I need to Remortgage but my credit report shows missed mortgage payments
Getting finance with Missed mortgage payments in the past In experience missed mortgage payments are the by-product of an event but lenders and other brokers may not even give you the chance to explain and write you off. From my perspective I … [Read more...]
Borrow up to 7 times income with a Second Mortgage
Want to borrow up to six or seven times your income if so a Remortgage may not be your best option. Debt consolidate and capital raising options Most mortgage lenders limit borrowing to 4 to 5 times your income but we have access to … [Read more...]
Remortgage to repay a tax bill
NEW first charge mortgage solution to Repay a tax bill with a standard remortgage product. I have been in the mortgage business for more years than I care to recount and first charge mortgage Lenders have always drew a line when tax bill … [Read more...]
Portfolio Landlords Buy to Let Mortgage changes in September 2017
New Buy to Let Mortgage Rule from Portfolio Landlords from the regulator. Get set for a tougher underwriting time if you have 4 or More Buy to Let Properties. Buy to let landscape for professional Portfolio Landlords to change in Sept 17 with yet … [Read more...]
Best rental calculation for buy to let mortgage
Borrow more on a buy to let mortgage with one of the best rental calculation products on the market Which lender has the Best rental calculation for Buy to Let Mortgages? The answer is things change all the time but below is one of the … [Read more...]
Buy to Let Mortgage On A Visa
Buy to Let Mortgage On A Visa Tier 1 or Tier 2. Purchase a UK buy to let without permanent rights to reside in the country Yes at last we have a lender in the UK market which can lend on Buy to Let Mortgage On A Visa with a competative rates. There … [Read more...]
Income Multiples for Bad Credit Mortgage products
Bad credit mortgages at 4.5 times income If your looking to find out What the Income Multiples are for Bad Credit Mortgage products then you have found the right place. Mortgages are risk based, as such if there is a lenience towards bad credit then … [Read more...]
Stuck on Development finance why not look at Bridge to Let products
How to avoid being left on high interest rate finance with the help of a New breed finance solution ‘Bridge to Let’ If you are a builder then the last thing you need are finance problems with your refurbishment work. Being stuck on a high rate … [Read more...]
