A mortgage deposit is the amount you are contributing towards the purchase of the house. It is does not factor in moving, legal or tax costs; it is solely the difference between the purchase price and the mortgage amount. For example, if you were … [Read more...]
Joint Borrower Sole Proprietor Mortgage
Happy to go on your children's mortgage but do not want to trigger higher stamp duty You’ve probably heard the countless radio ads saying you can guarantee a personal loan but what about guarantor mortgages? In the 80s and 90s guarantor mortgages … [Read more...]
Pay day loans have stopped me get a mortgage
I need to borrow money on my property but I have a track record of Pay Day loans For a large section of society Pay Day loans are the norm however many mortgage providers shy away from lending particularly if a Pay Day loan or equivalent has been … [Read more...]
Tracker Mortgage vs Fixed Mortgage
Whats the difference between Tracker Mortgage Products and Fixed Rate Mortgages? We often get asked the differences between a fixed and tracker mortgage so we'd thought the summary below would be useful. Of course, every clients needs are different … [Read more...]
How to mortgage a property left to you in a will
What happens to a mortgage after the death of a family member? Existing lender wanting their money back on a property and don’t want to sell we can help. Mortgage Lenders can show their ruthless side in the event of death and an inherited property … [Read more...]
Should I take the free legal scheme offered by my mortgage provider?
Are free legal products a gimmick? Most of the leading lender's and building society’s offer a free legal basic service on remortgages – but why? The mechanics Firstly, the Conveyancers will not be undertaking their work for love so you ahve to … [Read more...]
Bankruptcy Mortgage Criteria
A look at Mortgages for discharge bankrupts Recently bankrupt – mortgage options are shortening Mortgage Lenders will have their own rules and policies on discharged bankrupts and so I thought I would take a quick look at the Bankruptcy … [Read more...]
Managing your mortgage following the rate rise
Concerned about your mortgage payments There has literally been a whole generation that has not experienced a hike in mortgage interest rates until this month. The Governor of the Bank of England has also hinted at two further rises on the horizon. … [Read more...]
Managing your mortgage following the Interest rate rise
Concerned about your mortgage payments after the recent Interest rate rise read on. There has literally been a whole generation that has not experienced an Interest rate rise until this month. The Governor of the Bank of England has also hinted at … [Read more...]
Guide to Second Mortgage products
[logoshowcase cat_id="5534"] Consolidate personal debt, Raise money , Pay tax bill, complex income streams a second mortgage might be the right solution for you. Money can be tight particularly in the months of December, … [Read more...]
Finance for Care Homes
Setting up a Care Home and need a commercial mortgage? We can help So how do you go about getting Finance for Care Homes. The search for finance or commercial mortgages for new start up care homes often ends in disappointment. Understandably new … [Read more...]
Recently Self Employed Mortgage options
I am Recently self-employed can I obtain a mortgage as I dont have my accounts filed yet? The high street mortgage standard for Recently Self Employed Mortgage applicants is a minimum of 2 to 3 years trading. There are a growing breed of … [Read more...]
Best 5 Year Fix Remortgage Residential rate
For more information on 5 Year Fixed, Remortgage products please complete the enquiry form. Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your … [Read more...]
Best 2 Year Fix Remortgage Residential
Any property used as security, which may include your home. maybe repossessed if you do not keep up repayments on your mortgage Important Information Residential and Buy to Let Mortgages Rates current at 18/11/19. The overall cost for … [Read more...]
Switch your existing Halifax mortgage rate – No broker fees
Halifax product transfer mortgage can be a simple option to getting a better rate rather then a full blown remortgage. If your current Halifax mortgage product is about to run out the chances are we can secure you a new product at a … [Read more...]
