Do I need to get a new mortgage following the HMO licencing changes? When do I have to obtain a HMO licence?Normally you’re obliged to inform your Mortgage Lender of any significant material changes to the property or its tenancy arrangements. For … [Read more...]
Mortgages for Barristers
Borrowing the maximum based on Barrister income The chances are if you are a Barrister and reading this article on ‘mortgages for Barristers’ it’s in the small hours of the day as I know how long you guys work. Obtaining the right mortgage if … [Read more...]
Mortgage options for ex-local authority flats with balcony deck access
Flat with balcony deck access - we have a range of lenders that will lend on this type of property. If you bought a flat with balcony deck access in the last 10 years you may have experienced difficulty getting a mortgage or are perhaps on … [Read more...]
80% loan to value Let to buy Remortgage
80% Loan to value Let to Buy - Getting the maximum Remortgage amount by converting existing property into a Let to Buy Let to buy remortgages have traditionally been capped at seventy to seventy-five per cent of the property value. These … [Read more...]
Buy to Let your existing property to buy a new home
Remortgage your existing residential mortgage onto a buy to let so you can by another residential If you're looking to Buy to Let existing your property it's important that you aware of all the facts when it comes to this type of transaction … [Read more...]
Getting the maximum Mortgage for Barristers
Getting a Mortgage for Barristers and borrowing the maximum based on Barrister income employed or self-employed. The chances are if you are a Barrister and reading this article on ‘mortgage for Barristers’ it’s in the small hours of the day as I … [Read more...]
Commercial Mortgage for Day Nursery childcare businesses
Getting a Commercial Mortgage for Day Nursery childcare providers in the UK. Obtaining finance can be a daunting but at Niche we can help you access to some great Commercial Mortgages suited for new and existing Nurseries & Nursery School … [Read more...]
Will paying off my ccj help me get a mortgage?
Are satisfied ccjs ignored when applying for a mortgage? Firstly I must start by stating clearly I’m not a debt advisor and this article on clearing ccjs is written in the context of obtaining a mortgage or secured loan. The other thing to bear … [Read more...]
Buy to Let Secured Loan even if first charge lender refuses permission
Release equity on your buy to let property but still, keep the competitively priced existing mortgage in place even if your current lender does not give consent for a Buy to Let Secured Loan. There are some excellent buy to let existing first … [Read more...]
Mortgage to pay a tax Bill and stop HMRC proceedings before it’s too late
Frequently asked questions on how to get a Mortgage to pay a tax bill We are getting more and more enquires around getting a Mortgage to pay a tax bill and stopping HMRC proceedings. It could be that when HMRC stopped accepting payment of tax bills … [Read more...]
Refinance with a CCJ – County Court Judgement
Refinance with a CCJ? Court court judgements are preventing me swapping my mortgage Things can get very tricky when you're looking to Refinance with a CCJ. County Court Judgements (CCJs) can put Mortgage Lenders off particularly if they have been … [Read more...]
Best Mortgage with a New Job
What is the minimum time to get a Mortgage with a New Job Getting a mortgage with a new job is a distinct possibility but as Mortgage Lenders apply different rules you are better enlisting the … [Read more...]
Extend your Birmingham Midshires mortgage term for free
My Birmingham Midshires mortgage term is too short how do I change this? Product Transfer service for Birmingham Midshires / BM Solutions with No Broker Fees from Niche Advice. I’m coming across more and more landlords that want their buy to let … [Read more...]
Mortgage for taxi drivers
Mortgage for taxi drivers including self employed minicab and UBER driving roles are not always easy to obtain. The key consideration is how much cab fare money has been accounted for in your self-assessment tax returns. If you do not have your … [Read more...]
Mortgage products for Hedge Fund employees
Low deposit options based on 100% bonuses for Hedge Fund employees with no basic salary income caps Most UK Mortgage Lenders are generally nervous where the applicants are reliant on variable income such as bonuses received by Hedge Fund employees. … [Read more...]
