Mortgage within 3 months of your start date with a job offer letter or employment contract Mortgages with a job offer letter or employment contract are not generally available, however, there are 3 Mortgage Lenders that I’m aware of that are in this … [Read more...]
Brexit Development Finance
Should Brexit stop my development finance plans? If you are a property developer that buys and refurbishes property you have probably seen a slowing of purchase activity over this unusually hot summer as we approach Brexit. May be flexible … [Read more...]
Choosing the right Solicitor for your limited company buy to let mortgage
Can any solicitor or conveyancer help with limited company buy to let mortgages? Please can I start by saying we are not a legal firm but a Mortgage Broker that advises on limited company buy to let mortgages. From my perspective I take the … [Read more...]
Best Buy to let Mortgage for Airbnb landlords
Details of new Buy to Let Mortgage for Airbnb landlords in the UK The cost of travel seems to have soared in the last 5 years prompting holiday makers and businessman to surf for alternative accommodation via portals such as Airbnb. It however … [Read more...]
I need a loan or mortgage to pay for my wedding
Borrowing to pay for your wedding Borrowing on a mortgage to pay for a wedding is not the ideal start of a married life but a reality for most. In a 2017 survey featured in The Independent the average cost of a wedding was £27,161 a figure that is … [Read more...]
10 Year Fixed mortgage products are on the rise
Is it time to start looking at 10 Year Fix mortgage options Lock your mortgage payments into a long-term fixed rate It’s fair to say there currently economic uncertainty in the UK so why not cement your mortgage on a long term fix, say for … [Read more...]
Remortgage to convert your Buy to Let into an HMO
Convert your Buy to Let property into an Houses in multiple occupation - HMO You may have been caught out by the reclassification of your property from a multi-let to HMO? As well as the licence itself the upgrade of the property to meet the HMO … [Read more...]
Do I need to get a new mortgage following the HMO licencing changes?
Do I need to get a new mortgage following the HMO licencing changes? When do I have to obtain a HMO licence?Normally you’re obliged to inform your Mortgage Lender of any significant material changes to the property or its tenancy arrangements. For … [Read more...]
Mortgages for Barristers
Borrowing the maximum based on Barrister income The chances are if you are a Barrister and reading this article on ‘mortgages for Barristers’ it’s in the small hours of the day as I know how long you guys work. Obtaining the right mortgage if … [Read more...]
Mortgage options for ex-local authority flats with balcony deck access
Flat with balcony deck access - we have a range of lenders that will lend on this type of property. If you bought a flat with balcony deck access in the last 10 years you may have experienced difficulty getting a mortgage or are perhaps on … [Read more...]
80% loan to value Let to buy Remortgage
80% Loan to value Let to Buy - Getting the maximum Remortgage amount by converting existing property into a Let to Buy Let to buy remortgages have traditionally been capped at seventy to seventy-five per cent of the property value. These … [Read more...]
Buy to Let your existing property to buy a new home
Remortgage your existing residential mortgage onto a buy to let so you can by another residential If you're looking to Buy to Let existing your property it's important that you aware of all the facts when it comes to this type of transaction … [Read more...]
Getting the maximum Mortgage for Barristers
Getting a Mortgage for Barristers and borrowing the maximum based on Barrister income employed or self-employed. The chances are if you are a Barrister and reading this article on ‘mortgage for Barristers’ it’s in the small hours of the day as I … [Read more...]
Commercial Mortgage for Day Nursery childcare businesses
Getting a Commercial Mortgage for Day Nursery childcare providers in the UK. Obtaining finance can be a daunting but at Niche we can help you access to some great Commercial Mortgages suited for new and existing Nurseries & Nursery School … [Read more...]
Will paying off my ccj help me get a mortgage?
Are satisfied ccjs ignored when applying for a mortgage? Firstly I must start by stating clearly I’m not a debt advisor and this article on clearing ccjs is written in the context of obtaining a mortgage or secured loan. The other thing to bear … [Read more...]