We now know when the Right to Buy discount cut-off date will be. We wanted to bring your attention to some significant updates regarding the Right to Buy process following a government announcement in this week's budget. You can get a Right to … [Read more...]
Rachel Reeves’ Budget: Right to Buy Discounts Reduced
Right to Buy Budget Changes Chancellor Rachel Reeves' first budget has brought significant shifts to the Right to Buy (RTB) scheme, aiming to give local authorities greater control over Right to Buy proceeds while adjusting discount criteria. … [Read more...]
5 Key Benefits of Bridging Finance Good and Bad points Explained
Benefits of Bridging Finance - The good and The bad and the Ugly on of the key Benefits of Bridging finance can be a flexible facility for property investors, providing access to funds when traditional mortgage lenders fail to meet their needs … [Read more...]
Electrical Report Quote to Support Mortgage Applications
Full Electrical Report Quote Nationwide Coverage Nationwide Electrical Report Quote in conjunction with Go To Survey with Nationwide coverage. If you are reading this blog you have probably applied for a mortgage and the Mortgage Lender has asked … [Read more...]
Should You Remortgage to Pay for a Wedding and Honeymoon?
Image by StockSnap from Pixabay Remortgage to Pay for a Wedding or Getting Finance Another Way? Remortgage to Pay for a Wedding or not? Paying for a wedding and honeymoon is one of the most expensive but rewarding times. I don’t need to tell … [Read more...]
Mortgage Renewal Options when your fixed rate comes to an end
1.5 Million Mortgage Customers Have a Mortgage Renewal Coming up: Read on if you want to save money Mortgage Renewal is a hot topic in the UK. With over 1.5 million customers approaching the end of their fixed-rate mortgage deals, many are … [Read more...]
Best Bad Credit Mortgage Options 1 Year Fixed to No Early Repayment Charge Trackers
Things to consider when choosing the Best Bad Credit Mortgage product If you have had credit problems and are looking for the Best Bad Credit Mortgage, you will likely have to pay more, but the key is not to get stuck on a bad mortgage rate. But … [Read more...]
Mortgage to pay for university fees and accommodation
Different ways for parents to get a Mortgage to pay for university fees With university fees and costs at such a high level, it is not uncommon for parents to turn to their mortgage to pay for university fees, courses, and accommodation. In this … [Read more...]
Buying Cash and Refinance Mortgage Pros and Cons
Pros and Cons Buying Cash and Refinance Property Bought with Cash Introduction to Property Investment Buying Cash and Refinance at a later date is a popular real estate financing strategy. This approach allows investors to enjoy the benefits of … [Read more...]
Remortgage to buy an electric Car
Image by thepassenger from Pixabay According to the RAC, there are now over one million electric cars in the UK, but with an average cost of around £50,000 to purchase them, the help of a Remortgage to buy an electric car may be a preferred … [Read more...]
Shared Ownership for Foreign Nationals with a 5% deposit
If you can't buy a property outright, talk to our Expert brokers dealing with Shared Ownership Mortgages for Foreign Nationals At Niche Advice, we can secure a Shared Ownership Mortgage for Foreign Nationals living and working in the UK on a Visa, … [Read more...]
95% LTV Contractor Mortgage 48 week Daily Rate Calculation
Lenders will work from your daily rate not from the accounts or tax calculation documentation There can be barriers when looking to get a Contractor Mortgage, but with 80 UK mortgage lenders at our disposal, we can normally find a way to help … [Read more...]
Gifted Equity deposit vs Director’s Loan Mortgage
Comparing Gifted Equity deposit vs Director’s Loan to fund your Limited Company Buy-to-Let Mortgage Gifted Equity deposit vs Director’s Loan: What is the difference? When moving a buy-to-let investment property from personal ownership to a limited … [Read more...]
Foreign National Mortgage Deposit – 95% Loan to value option
Foreign National Mortgage Deposit - How much do you need as a down payment? When I first started helping foreign nationals get UK mortgages over fifteen years ago it was a poorly served market, even fast forwarding to 2022/23 the active lenders … [Read more...]
How do I get a mortgage with missed payments?
Securing a Mortgage with missed Payments on loans, credit cards Utility bills and even mortgages In this practical guide, I discuss how we can help, and you can help improve your chances of getting a mortgage with missed payments. To put this … [Read more...]