Mortgages for sales person with low basic income and high commission who want to take hundred percent of their commission income towards a mortgage. If you work ‘in Sales’ and have a low basic salary you are likely to have experienced … [Read more...]
The Mortgage works changes buy to let rental stress rate
Bad news for buy to let landlords as one of the Uk's largest lenders The Mortgage works changes its buy to let rental stress rate for 65% to 75% LTV products This is going to be quite a big blow for most buy to let landlords specially around London … [Read more...]
Woolwich 5 year fixed remortgage offer
Cracking Woolwich 5 year fixed remortgage 2.99% free valuation and legals up to 60% Loan to Value. This Woolwich 5 year fixed remortgage offer for residential property is sensational given all economists are predicting continual rate rises over this … [Read more...]
Holiday home mortgages
Holiday Home Mortgage and lenders who will take seasonal rental income from holiday makers on holiday Home products By residential expert Mr Payam Azadi Holiday Homes can be a very lucrative property investment. This year in particular has seen … [Read more...]
Looking for investment returns with low risks
Fed up of disappointing savings rates? Want a safe place to invest? Improve your chances of making money without the risk By Richard Stokes, Independent Financial Adviser Savings rates are generally poor and have been for the last few years. So … [Read more...]
Cheap Buy to Let Mortgage
Finding cheap Buy to Let Mortgage via Online buy to let calculators on their own are not enough! Finding a cheap buy to let mortgage can be quite challenging with lots of lenders, aggregators and brokers sharing their own opinions on what is the … [Read more...]
Will I Get Tax Relief On My Pension Contributions
Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much … [Read more...]
Personal Pension advice for self employed business owners
Getting the right pension advice is key if your self employed want to plan for your retirement in the right way. If you are self employed I should imagine you do not have time to trawl through pension brochures and their small print, and dare I say … [Read more...]
Cash Balance Pension Plans
With the help of Niche Advice set yourself apart from other employers by offering a Cash Balance Plan as your main employer pension scheme. The advantage of a Cash Balance Plan over a traditional Money Purchase Pension Scheme . is that it includes … [Read more...]
Money Purchase Schemes
Show you care about your employees by introducing or improving your current employee pension arrangements. A Money Purchase Scheme does not have to cost the earth to implement or run. Money Purchase Schemes simply provide benefits based on the … [Read more...]