Mortgage lending criteria for clients who are employed by the family business. At Niche advice we have helped many clients get a mortgage while working for a family business. But be warned Mortgage Lenders will take extra steps to ensure the facts … [Read more...]
Best Buy to let Mortgage for Airbnb landlords
Details of new Buy to Let Mortgage for Airbnb landlords in the UK The cost of travel seems to have soared in the last 5 years prompting holiday makers and businessman to surf for alternative accommodation via portals such as Airbnb. It however … [Read more...]
Mortgages for Care Workers
If you reading this article you are probably in the care professionand found it difficult to get a mortgage, this is where we may be able to help. At Niche Advice we will work with the mortgage lenders on your behalf to help them understand the … [Read more...]
How to mortgage a property left to you in a will
What happens to a mortgage after the death of a family member? Existing lender wanting their money back on a property and don’t want to sell we can help. Mortgage Lenders can show their ruthless side in the event of death and an inherited property … [Read more...]
Down valuations in the south increasing better remortgages now
Remortgage to release equity before the opportunity goes as Down valuations increase House prices have generally remained resilient even through the last deep recession, however recently there appears to be a number of Commentators hanging their … [Read more...]
Right to Buy Mortgage credit problems in the past
I have had Missed payments, defaults and a CCJ can I still get a Right to Buy Mortgage credit problems in the past. Being given the chance to purchase your council home at a discount under the Right to Buy Scheme can come out of the blue – often … [Read more...]
Mortgage Product Transfer vs Remortgage
Advantages and Disadvantages of opting for a mortgage Product Transfer and staying with your exciting provider rather than a Remortgage. As part of my role as a Mortgage Advisor, I look after my clients with their initial mortgage (as you would … [Read more...]
6 times income multiple mortgage returns
Mortgage that allows the right borrowers 6 times their income Avid followers of Niche Advice will know that we used to help customers borrow up to 6 times income multiple, and we are delighted to say the option has returned for the right … [Read more...]
Right to Buy Mortgage on a flat with deck access
Mortgage solutions for Right to Buys with deck access Deck access is effectively a walk-way balcony that leads to the door way of your council flat and obtaining a mortgage can be difficult. Mortgage Lenders are nervous about the re-saleability of … [Read more...]
Remortgage to pay off debts
Remortgage to pay off debts but what can you consolidate into a remortgage or second charge secured loan? Mortgage Lenders may allow you to raise money to pay off debts for a variety of reasons so a remortgage to pay off debts is a route that many … [Read more...]