HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...]
Mortgage and product news, best buys and tips
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...]
Mortgage for Non UK Citizen – how long do you have to live in the UK
As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...]
Buy to let missed payments on credit cards loans utility bills
UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...]
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...]
How Buy-to-let Rental Calculation has been affected After Rate Rises
Buy-to-let Rental Calculations After Rate Rises How Buy-to-let Rental Calculations have been affected After Rate Rises The buy-to-let rental calculations after rate rises are re-shaping the market. There will be Landlords rubbing their hands … [Read more...]
Best 5 Year Fixed Rate Mortgage after the Interest rate rise
Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% depositFirst time buyer 5 year fix with 10% depositBuy-to-let 5 year fix … [Read more...]
Change the mortgage offer after its been issued by the lender
Amend the Mortgage Offer - Extension Affordabilty New Criteria … [Read more...]
Mortgage for Foreign Students on a Tier 4 Visa
Mortgage options for Students on a Tier 4 Visa in the UK This article is aimed at foreign students on a Tier 4 Visa who are in the UK who are looking to buy a property to live in financed by a mortgage. These must be exciting times for you … [Read more...]
Declined Buy to let mortgage due to background property portfolio stress test
The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...]
