I have a few Defaults and CCJs after a messy divorce can I get a mortgage even if I have got bad credit? I would say almost around 35% of all the adverse mortgage enquiries received are to do with a relationship or marital bust up in the past. … [Read more...]
Mortgage and product news, best buys and tips
Mortgage after new job
How quickly can I get a mortgage after getting a new job? The minimum period with a current employer could be as little as a week but does depend on your job history and, in particular, what you were doing prior to your new job. For instance, … [Read more...]
Free Tax Assessment On Your Buy To Let With Multiple Occupants
Buy to Let Tax advice service We have been coming across a number of clients who are paying too much tax on their existing buy to lets with multiple tenants in them. It’s not their fault, and it’s not even obvious to their accountants who often are … [Read more...]
Tier 1 Visa mortgage lenders in the UK
Mortgage with Tier 1 Visa for foreign national applicants living and working in the UK Many Tier 1 Visa mortgage applications are unfortunately declined by lenders. To make matters worse the decision is not an initial one at the start but … [Read more...]
Bankruptcy Mortgage after 2 years rates start from 4.89
If you are looking for a bankruptcy mortgage after 2 years of being discharged, and have a 25% deposit then look no further. Niche Advice is delighted to provide access to ‘exclusive’ funds from a building society for bankrupts who have only been … [Read more...]
Buy to Let Mortgage Into Retirement
If you are looking for a buy to let mortgage into retirement then look no further. This exceptional product does not have an age limit which is almost unheard of in this day and age. This means that you can continue to enjoy rental income in your … [Read more...]
95% Halifax Help to Buy Mortgage products
95% Halifax Mortgages for Help To Buy 2 Mortgage Guarantee Scheme It has been an exciting week as more and more lenders scramble to grab headlines by expressing their willingness to participate in the Help To Buy 2 Mortgage Guarantee Scheme. We … [Read more...]
Help to Buy Mortgage
Help to Buy Mortgage Equity Loans Help to Buy Mortgage is a method of buying a property with the help of the Government. The concept is to make home ownership more affordable and also further UK building. The Help to Buy Mortgage equity loan is … [Read more...]
Holiday Let Mortgages
How do I get a holiday let Mortgage for properties with variable rent? By resident mortgage expert Mr Payam Azadi Competition has returned to the holiday let mortgage market with rates as low as 3.29% (5.7% APR)*. It is welcome news for amateur … [Read more...]
Do I need to pay off my CCJs to get a CCJ mortgage?
5 observations on whether to pay off CCJs to get a CCJ mortgage CCJ mortgages – the need to satisfy County court judgements explained. There are no hard and fast rules to the dilemma of whether to pay off County court judgements to get a CCJ … [Read more...]