Key points you need to be aware of when getting a Remortgage to pay off debt. Debt consolidation into your mortgage is not a new idea but there have been many refinements to the lenders policies, some unwritten, which has made this exercise harder … [Read more...]
Mortgage and product news, best buys and tips
Right to Buy Mortgage with Bad Credit
Right to Buy Mortgage with Bad Credit including Defaults, CCJs or IVA and even past Bankruptcy Sorry if it’s a Flat you want to get a Right to Buy mortgage for then we Can’t help if you have bad credit and its likely you will have to wait until its … [Read more...]
Borrowing from The Mortgage Works has just got harder
Existing customers who want to raise additional money from The Mortgage Works may face disappointment due to recent rental calculation criteria changes. If you are an existing The Mortgage Works customer you will probably be shocked to find out that … [Read more...]
Self Employed Mortgage based on last years accounts
Self Employed Mortgage based on last years accounts - Borrow more when using the last year’s net profit If you need a self employed Mortgage based on last years accounts account then you have come to the right website . It could be me … [Read more...]
The Mortgage Works changes rental calculation and maximum LTV for the worse
Bad news as one of the UK’s largest Buy to Let Mortgage Lenders makes significant changes to rental calculations and loan-to-values. The Mortgage Works has reacted to other Lenders by tightening its lending criteria. The biggest change is around … [Read more...]
Buying the house next door with the help of a mortgage
Which Lenders will give me a mortgage if I want to buy the house next door property and rent it out. I get a surprisingly high number of mortgage enquiries relating to the purchase of buy-to-let properties that are next door to one already owned by … [Read more...]
6 things to know about a Mortgage Agreement in Principle
Quick guide on getting a mortgage agreement in principle and the information that is required. This article provides generic information on the Mortgage Agreement in Principle process. I strongly advise that your first port of call, after reading … [Read more...]
Mortgage with maintenance payments
I want to get a Mortgage with maintenance payments as part of my income. How does it work? To get a mortgage with maintenance payments alone is not possible. If however, you or a fellow applicant has a job then the maintenance payments could … [Read more...]
100% of rental income used for residential mortgage applications
Help the affordability of your residential mortgage by taking in your 100% of rental income on your buy to lets I want a residential mortgage, and although I work; I seek a Lender that will use 100% of rental income from my buy to let in their … [Read more...]
Mortgage with high childcare costs by ignoring nursery fees
Are there any mortgage lenders that will ignore nursery and child care fees in their affordability assessment? How can I get a Mortgage with high childcare costs I receive a constant stream of mortgage enquiries in regards to getting a Mortgage with … [Read more...]