Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...]
Mortgage and product news, best buys and tips
Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...]
Offset Mortgage: How They Work and why you should consider it
Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...]
Which UK Bank Offers You The Maximum Mortgage Affordability
Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...]
5% Deposit Mortgages With Visas For Foreign Nationals | Niche
Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...]
1 Year Fix Self Employed Mortgage
Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal … [Read more...]
First Time Buyer 100% Mortgage UK launched by Skipton
Skipton – 100% Mortgage For First Time Buyers Please see below the basis of the First Time Buyer 100% Mortgage UK launched by Skipton Building Society. As it’s hot off the press, it is unclear at the moment as to … [Read more...]
5 Year Fixed Buy to Let Mortgage with no early repayment charges
Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds I rarely pen about specific products but feel compelled to do so about the Accord Mortgages 5 Year … [Read more...]
A mortgage with Default – Should I pay it off?
Getting a Mortgage with Default on your Credit Report Should I pay off my default to get a mortgage is a question I hear with regularity. I retort “No you should have paid it off in the first place!” – only joking - I appreciate it’s not that … [Read more...]
Best Right to Buy Mortgage Broker in New Addington and CR0 postcode
Niche Advice are based in Vulcan way, New Addington Surrey CRO and can help clients get the best Right to Buy Mortgage. Are you a Right to Buy homebuyer in New Addington, Croydon and Surrey looking for a reliable Right-to-Buy Mortgage Broker in … [Read more...]
