How we can help What are the Mortgage lending rules if you park for a family member and need to get a Mortgage? Getting a mortgage whilst being a part of a family-owned business often involves a comprehensive assessment by the lenders. This … [Read more...]
Mortgage and product news, best buys and tips
Maximum age for a mortgage – How long can you take a Mortgage over
Things to think about when setting the Mortgage Term This “maximum age for a mortgage” article is aimed at borrowing “standard” repayment mortgages using “earned” income for properties you plan to live in, unless otherwise stated. Other … [Read more...]
Can’t Remortgage to Clear Your Second Charge? Here Are Your Options
A Game-Changing Mortgage Option: Understanding Enhanced Income Formula Rules There could be a multitude of reasons why you took out a second charge secure loan but if this was meant to be a “stop-gap” and now you find yourself in the position … [Read more...]
Offset Mortgage: How They Work and why you should consider it
Understanding Offset Mortgage Products: A Guide to Making Your Money Work Smarter The generic way offset mortgage facilities work is simple. A savings account (called an Offset Deposit Account) will be set up alongside your mortgage. Any … [Read more...]
Which UK Bank Offers You The Maximum Mortgage Affordability
Maximum Mortgage Affordability Comparison for Residential Mortgages for Single and Joint Persons. In this article, I have worked on Mortgage Affordability Comparison using the research tool MBT, which references over forty-five UK mortgage … [Read more...]
5% Deposit Mortgages With Visas For Foreign Nationals | Niche
Are you a foreign national looking for mortgage advice in the UK? Learn more about visa mortgages and how to secure a Mortgage with only a 5% deposit. 5% deposit Mortgages with Visas for foreign nationals living and buying in the UK are a real … [Read more...]
1 Year Fix Self Employed Mortgage
Borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 Bumper year or just 1 year’s trading – borrow more with this 1 Year Fix Self Employed Mortgage aimed at mortgages over £500,000 … it could be the ideal … [Read more...]
First Time Buyer 100% Mortgage UK launched by Skipton
Skipton – 100% Mortgage For First Time Buyers Please see below the basis of the First Time Buyer 100% Mortgage UK launched by Skipton Building Society. As it’s hot off the press, it is unclear at the moment as to … [Read more...]
5 Year Fixed Buy to Let Mortgage with no early repayment charges
Benefits from rental calculations to fit on a 5 Year Fixed Buy to Let Mortgage with no early repayment charges throughout - Best of both worlds I rarely pen about specific products but feel compelled to do so about the Accord Mortgages 5 Year … [Read more...]
A mortgage with Default – Should I pay it off?
Getting a Mortgage with Default on your Credit Report Should I pay off my default to get a mortgage is a question I hear with regularity. I retort “No you should have paid it off in the first place!” – only joking - I appreciate it’s not that … [Read more...]
