Existing Mortgage coming to an end with Woolwich-Barclays ? Seek advice on getting a Remortgage or staying with your existing lender from the Experts with no Broker fees. If your current Woolwich - Barclays mortgage product is about to run out … [Read more...]
Mortgage and product news, best buys and tips
I have been turned down on my Help to Buy mortgage who can help?
Declined Help to Buy mortgage by the high street lenders we can help. Help to Buy mortgage declined what next? A Help to Buy purchase is normally supported by a mortgage so if a lender declines this aspect of the transaction everything grinds to … [Read more...]
Can I get a mortgage on pension income?
I need to borrow more on my mortgage but my only income is my pension Every pensioner is different and getting a mortgage in retirement can be tough. There are two main dynamics that hinder the borrowing potential: repayment type and age but you can … [Read more...]
Want to fix rate mortgage but have an early repayment charge
Can I fix my mortgage if I’m in an early repayment charge period? When you take out a new mortgage the chances are the lender will impose a charge for at least the benefit period, so for example if you took a two year discounted rate it is likely … [Read more...]
Down valuations in the south increasing better remortgages now
Remortgage to release equity before the opportunity goes as Down valuations increase House prices have generally remained resilient even through the last deep recession, however recently there appears to be a number of Commentators hanging their … [Read more...]
Mortgage affordability set to get tougher
Getting the maximum mortgage but what about the lenders Mortgage affordability rules There are a couple of building societies that will lend up to 6 times your income on a mortgage. They flit in and out of the market depending on their appetite and … [Read more...]
Can I get a mortgage if I’m not on the Right to Buy papers?
Right to Buy Mortgage without being on the RTB papers Getting a Right to Buy Mortgage without being on the Right to Buy papers is nearly impossible. If you are reading this article it’s likely you’ve tried a number of places including your own … [Read more...]
Mortgages for people who get paid Cash in hand
My employer pays me cash in hand can I get a mortgage? Cash in hand mortgages Getting a mortgage when you are paid in Cash in hand can be frustrating. Last time I checked the HMRC website being paid in cash is not a crime but to some Mortgage … [Read more...]
Right to Buy Mortgage credit problems in the past
I have had Missed payments, defaults and a CCJ can I still get a Right to Buy Mortgage credit problems in the past. Being given the chance to purchase your council home at a discount under the Right to Buy Scheme can come out of the blue – often … [Read more...]
Borrow up to 7 times income with a Second Mortgage
Want to borrow up to six or seven times your income if so a Remortgage may not be your best option. Debt consolidate and capital raising options Most mortgage lenders limit borrowing to 4 to 5 times your income but we have access to … [Read more...]
