Can you buy a property without a deposit? Yes, you can buy a property in the UK to live in without a deposit. I am an independent professional Mortgage Broker and before I launch into the solution you must be willing to put aside pre-conceptions … [Read more...]
Mortgage and product news, best buys and tips
Mortgage portability on Buy to Let properties
Buy to Let Mortgage portability This article discusses portability of mortgages across various buy to lets. Mortgage portability can be a powerful tool but is often overlooked by consumers in making their initial mortgage selection. So what is … [Read more...]
Buying a UK home with a Mortgage as a refugee
What you need to know about getting a Mortgage as a refugee. In this article, we look at buying a home as a refugee in the UK with particular reference of using a mortgage to finance the purchase. It is not aimed at asylum seekers but could still … [Read more...]
Mortgage declined as near Commercial properties
Commercial usage near my property is stopping me getting a mortgage If you are reading this article on “Mortgage declined as near Commercial properties” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to … [Read more...]
Is your Buy to Let portfolio size too big we can help.
Dealing with large Buy to Let portfolio size issues and different lending criteria. If you are reading this article on “Buy to Let portfolio size” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to hopefully … [Read more...]
Buy to Let Lenders that do not stress test background portfolio
The rental coverage of my Buy to Let portfolio is stopping me getting a mortgage If you are reading this article on “the rental coverage of my portfolio is stopping me getting a mortgage” you are undoubtedly you are feeling frustrated right now. … [Read more...]
Mortgages after a Repossession
Mortgages after a Repossession If you are reading this article you are probably interested in getting a mortgage after a repossession. The reality is the mortgage bill is normally the acid test of assessing your willingness to repay debt, as … [Read more...]
Seven common mistakes on Right to Buy mortgages
In this article I will cover the most common mistakes and misconceptions I hear from would-be Right to Buy applicants who are looking to use a mortgage to support their aims.1. Affordability needed to qualify for a mortgage will be easy to … [Read more...]
5 year fixed Buy to Let Mortgage for under 2%
5 Year Fixed Buy to Let 1.94% It’s rare that I write on excellent mortgage products, such as this stonking 5 year fix, but this one is so good I had too. Why, well first off it’s under two percent which is highly competitive but also because it … [Read more...]
Buying Right To Buy for older applicants
Right to Buy mortgages in retirement The decision to buy a Right to Buy later in life could have been perpetuated for one or more of the following reasons: • Security to remain in the property you love and are familiar with.• The property … [Read more...]
