A mortgage deposit is the amount you are contributing towards the purchase of the house. It is does not factor in moving, legal or tax costs; it is solely the difference between the purchase price and the mortgage amount. For example, if you were … [Read more...]
Pay day loans have stopped me get a mortgage
I need to borrow money on my property but I have a track record of Pay Day loans For a large section of society Pay Day loans are the norm however many mortgage providers shy away from lending particularly if a Pay Day loan or equivalent has been … [Read more...]
Tracker Mortgage vs Fixed Mortgage
Whats the difference between Tracker Mortgage Products and Fixed Rate Mortgages? We often get asked the differences between a fixed and tracker mortgage so we'd thought the summary below would be useful. Of course, every clients needs are different … [Read more...]
I’m Self Employed do I need an Accountant to get a mortgage?
Accountant to get a Mortgage No, most Mortgage Lenders appreciate that many self-employed applicants use the self assessment process to make a tax return to HRMC off their own steam. The document they will request to verify income is called a Tax … [Read more...]
