House of Multiple Occupancy HMO Mortgage Questions and Answers HMO Mortgage is a vast subject surrounded by myths. In this snapshot, we attempt to cover some of the more frequently asked questions on HMOs to help provide guidance. As with all … [Read more...]
HMO mortgages for Vulnerable Tenants – Social care
NON-Standard HMO mortgage solutions for landlords If you have been beavering away trying to find lenders that can look at non-standard HMO mortgages then stop you have come to the right place. HMO mortgages with Vulnerable Tenants are hard to … [Read more...]
Remortgage to convert your Buy to Let into an HMO
Convert your Buy to Let property into an Houses in multiple occupation - HMO You may have been caught out by the reclassification of your property from a multi-let to HMO? As well as the licence itself the upgrade of the property to meet the HMO … [Read more...]
Do I need to get a new mortgage following the HMO licencing changes?
Do I need to get a new mortgage following the HMO licencing changes? When do I have to obtain a HMO licence?Normally you’re obliged to inform your Mortgage Lender of any significant material changes to the property or its tenancy arrangements. For … [Read more...]
New Buy to Let limited company and HMO Mortgages with a small deposit
It’s no secret that many landlords are looking to place their buy to let portfolios inside Buy to let Limited Company mortgage products following the Budget last year. We are fortunate at Niche to be truly independent so we can access all the … [Read more...]
Low rate HMO mortgage
Leeds Building Society low rate HMO mortgage great for first time HMO landlords. If you are looking to maximise rental income from your buy to let investment this Leeds Building Society low rate HMO mortgage product is perfect. HMO or to give them … [Read more...]
HMO Mortgage Guide 2014
HMO mortgage options - lenders criteria - and some of the challenges faced by landlords. There are two main types of HMO mortgage applicants the ‘haves and the have-nots’. In this article am going to talk about the ‘haves’ i.e. applicants who are … [Read more...]
HMO Mortgage Product for First Time Buyers – 3 Year Term Loan
If you have been surfing the net or talking to brokers you are probably acutely aware that buying Houses In Multiple Occupation (HMO property) as a first time buyer is very challenging. The traditional method is by way of bridging finance but even … [Read more...]
HMO bridging finance for first time buyer buy to let landlords
n the recession Entrepreneurs are getting more adept and maximising property opportunities as capital is king right now. One of the principle methods they are using is the division of rooms within a house for multiple tenants. So if you are thinking … [Read more...]
HMO mortgage for first time buyer buy to let landlords
Solution for first-time buyer landlords who wish to purchase Houses In Multiple Occupation HMO. Lender’s have traditionally been wary of properties of this type as they are let to more that oneindividual and thus eviction for repossession can be … [Read more...]
