It’s going to be a hectic start to 2025 for the “Mortgage World” as buyers scramble to purchase properties before the changes in England, brought about by Chancellor Rachel Reeves, come in 1st April on Stamp Duty Land Tax (SDLT). From my own … [Read more...]
Mortgage and product news, best buys and tips
How to Avoid Common Remortgage Mistakes and Improve Approval Chances
Common Remortgage Mistakes to Avoid: Expert Tips for Faster Approval Background Remortgage Lenders will have their own set of rules as to what is an acceptable reason to raise money – so don’t be caught out so lets take a look at the Common … [Read more...]
Interest Only Debt Consolidation Remortgage
A guide to Interest Only Debt Consolidation Remortgage Debt consolidation is the process used to describe combining debts. Interest only is where you are only paying the interest on the amount you’ve borrowed but are not reducing the debt. Debt … [Read more...]
Right to Buy – Met the deadline – what happens next?
If you got your Right to Buy application in by the 21st November 2024 deadline here is what to expect. Right to Buy Application Process and Timeframe Guidelines 1. Track Your Application Progress 3. Right to Buy Section 125 Offer … [Read more...]
Right to Buy discount date confimed by Goverment
We now know when the Right to Buy discount cut-off date will be. We wanted to bring your attention to some significant updates regarding the Right to Buy process following a government announcement in this week's budget. You can get a Right to … [Read more...]
Should You Remortgage to Pay for a Wedding and Honeymoon?
Image by StockSnap from Pixabay Remortgage to Pay for a Wedding or Getting Finance Another Way? Remortgage to Pay for a Wedding or not? Paying for a wedding and honeymoon is one of the most expensive but rewarding times. I don’t need to tell … [Read more...]
Mortgage Renewal Options when your fixed rate comes to an end
1.5 Million Mortgage Customers Have a Mortgage Renewal Coming up: Read on if you want to save money Mortgage Renewal is a hot topic in the UK. With over 1.5 million customers approaching the end of their fixed-rate mortgage deals, many are … [Read more...]
Best Bad Credit Mortgage Options 1 Year Fixed to No Early Repayment Charge Trackers
Things to consider when choosing the Best Bad Credit Mortgage product If you have had credit problems and are looking for the Best Bad Credit Mortgage, you will likely have to pay more, but the key is not to get stuck on a bad mortgage rate. But … [Read more...]
Mortgage to pay for university fees and accommodation
Different ways for parents to get a Mortgage to pay for university fees With university fees and costs at such a high level, it is not uncommon for parents to turn to their mortgage to pay for university fees, courses, and accommodation. In this … [Read more...]
Buying Cash and Refinance Mortgage Pros and Cons
Pros and Cons Buying Cash and Refinance Property Bought with Cash Introduction to Property Investment Buying Cash and Refinance at a later date is a popular real estate financing strategy. This approach allows investors to enjoy the benefits of … [Read more...]