Fed up of disappointing savings rates? Want a safe place to invest? Improve your chances of making money without the risk By Richard Stokes, Independent Financial Adviser Savings rates are generally poor and have been for the last few years. So … [Read more...]
High net worth insurance
When it comes to high net worth home insurance look beyond the sales gimmicks Getting home insurance for high net worth properties is an essential part of managing risk and when it comes to finding a suitable cover it is essential that you partner … [Read more...]
High-value home insurance
High-value home insurance buildings and contents for UK properties over a million pounds Before I wrote this article I typed in Google ‘high-value home insurance’ and I was inundated with lots of adverts and links on all or claiming that they had … [Read more...]
Insurance costs to go up after the EU gender directive
The cost of protecting your family and belongings is set to rise after 21 December 2012 For quite a number of years life insurance costs have been actually going down for many and one of the biggest beneficiaries have been women in general as … [Read more...]
Will I Get Tax Relief On My Pension Contributions
Do I qualify for tax rebate on what I’m paying into my pension? There are two main criteria when assessing whether you will qualify for tax relief on your pension contributions: Whether you are considered to be a ‘relevant UK person’ How much … [Read more...]
Personal Pension advice for self employed business owners
Getting the right pension advice is key if your self employed want to plan for your retirement in the right way. If you are self employed I should imagine you do not have time to trawl through pension brochures and their small print, and dare I say … [Read more...]
Stakeholder Pension
A stakeholder pension is effectively a low personal pension. The only way that a stakeholder pension differs from a personal pension is that a stakeholder pension has certain minimum standards that it needs to adhere to. For example, the charges … [Read more...]
Tax Avoidance Schemes
Are you an IHT Planner or have you waited to the last minute? Tax Avoidance Schemes hit the headlines last week as two high profile stars Messer’s Jimmy Carr and Gary Barlow got caught up public fury. The general consensus against the low (virtual … [Read more...]
How to avoid inheritance tax
Reduce Your Inheritance Tax liability by getting the right advice. Although this article is titled “How to avoid inheritance tax” this is merely for marketing purposes and actual terminology is should be “How can you mitigate your Inheritance Tax … [Read more...]
Don’t be fooled by lender’s Mortgage Decision in Principle Acceptance
Have they said NO after giving you a Mortgage Decision in Principle. We really can help. No large call centres here direct access to partners Totally Independent not tied to banks or agents No Upfront fees. Pay only on completion … [Read more...]