What to do if you have mortgage repayment difficulty from 16 September 2020 and how this can affect you in the future. The Financial Conduct Authority (FCA) has published guidance around the support mortgage borrowers should receive if they … [Read more...]
New Mortgage and Furlough Scheme
Looking to buy or change mortgage rate when on the furlough scheme September 2020 update This will almost certainly be the last article I write on new mortgages and the furlough scheme. The emphasis in this article is to bring you up to speed … [Read more...]
2 or 5 year fixed mortgage which is better?
Considerations for 2 or 5 year fixed mortgages There are many considerations when choosing a 2 or 5 years fixed mortgage. Fixed means the mortgage payments are set at the same level. 2 or 5 year fixed mortgage refers to the period you want to set … [Read more...]
Mortgage with Mobile Phone missed payments
How do mobile phone missed payments affect my chances of getting a mortgage? Mortgages with mobile phone missed payments are probably easier to get than any other form of missed payments. This is because mobile phone companies tend to jump to on … [Read more...]
Shared Ownership vs Help to Buy
Shared Ownership vs Help to Buy what's the difference Not everyone can afford to buy a property outright but must strive to be a homeowner – in this article, I look at the two main alternatives Shared Ownership vs Help to Buy, and in particular … [Read more...]
Setting a Limited Company for Buy to Let Mortgage
If you are looking to set up a limited company for Buy to Let mortgage purposes then you should find this mortgage article a useful read. I’m a professional Mortgage Broker and will tell the story from a mortgage perspective. Why is the … [Read more...]
Stamp Duty Holiday £0 to 500k what does this mean for you
New Stamp Duty Holiday Residential & Buy to Let Rules Stamp Duty Land Tax (SDLT) cut could cost the government as much as £3.8bn in revenue. “The government will temporarily increase the Nil Rate Band of Residential SDLT, in England and … [Read more...]
Bridging Loan Rolled Up Interest or Serviced?
Rolled up Interest for Bridging Loan or serviced Interest how they work If you are looking to take out bridging Loan one of the main decisions is whether to have rolled up interest or service payments. The choice between rolled up interest or … [Read more...]
Bridging Loan – 2020 Commonly Asked Questions
How we can help with Bridging Loan: Free QuoteNo upfront broker feesBroker fees of £499 inc VAT for standard cases paid on completion of the deal (This means you don't pay us until your deal is done)Auction, Bridging and Development Finance in … [Read more...]
First time buyer 10% deposit mortgage in Summer 2020
90% loan to value mortgage in the UK with 10% deposit required by the lender As a first time buyer looking for a 10% deposit mortgage you probably feel you are ready to go however the Summer 2020 has re-shaped matters and bought some concerns into … [Read more...]
