Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% depositFirst time buyer 5 year fix with 10% depositBuy-to-let 5 year fix … [Read more...]
Change the mortgage offer after its been issued by the lender
Amend the Mortgage Offer - Extension Affordabilty New Criteria … [Read more...]
Mortgage for Foreign Students on a Tier 4 Visa
Mortgage options for Students on a Tier 4 Visa in the UK This article is aimed at foreign students on a Tier 4 Visa who are in the UK who are looking to buy a property to live in financed by a mortgage. These must be exciting times for you … [Read more...]
Declined Buy to let mortgage due to background property portfolio stress test
The background property portfolio stress test is stopping borrowing more There could be a variety of reasons why you've been turned down for a mortgage when you have a property portfolio as there are so many boxes you have to tick but there is … [Read more...]
Up to 10 times Income Multiple Remortgage
I never thought I'd be writing about 10 times income multiple for a mortgage.Looking back income multiples have come a long way to get to 10 times. Initially they were 2.75 to 3 times the Main earners income plus once times the Second applicant’s … [Read more...]
BRRR 85% LTV bridging loan for property refurbishment
BRRR Finance Refurb Projects to 85% LTV bridging on day 1 May be excitement and refurb finance don’t naturally gel together but this 85% Loan to Value bridging Loan product could be the one to shake this up and id Ideal for those of you looking at … [Read more...]
No 6 Month Ownership Rule – Buy to Let Remortgage the next day of Purchase
New innovation to break the 6 month ownership rule and how you can now Remortgage within as soon as the next day. A “6 Month Ownership Rule” before you can remortgage your buy-to-let is long established as a sound lending practice. The six … [Read more...]
Time to Fix your Mortgage Express Rosinca Mortgages Buy-to-let Trackers:
It may be time to come off the Tracker rates of Mortgage Express Rosinca Mortgages Is now the right time to switch your buy-to-let mortgage from Mortgage Express (Rosinca Mortgages) variable Tracker to a Fixed Rate? Remortgage.Mortgage Trackers on … [Read more...]
BM Solutions Buy-to-let Trackers: time to switch to a fixed rate?
What Birmingham Midshires Buy-to-let Trackers need to do Is now the right time to switch your buy-to-let mortgage from BM Solutions variable Tracker to a Fixed Rate? Remortgage or Product Transfer.Mortgage Trackers on the rise! Could this be the … [Read more...]
Student Let Mortgage for Landlords
Student Let Mortgage products explained for new and existing Buy to Let landlords within the student accommodation sector. How we can help? Access to the Whole of Market Totally Independent from Estate Agents and DevelopersWe only charge a fee … [Read more...]