HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...]
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...]
Mortgage for Non UK Citizen – how long do you have to live in the UK
As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...]
Bridging Fees – The difference between gross and net bridging loans
Bridging Fees - Lets talk about gross and net bridging loans costs A large majority of bridging enquiries I receive are from applicants wanting the maximum loan-to-value and expecting their deposit outlay to be limited to 25%. The reality is the … [Read more...]
Buy to let missed payments on credit cards loans utility bills
UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...]
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...]
Bridging Loans Fees how much do Bridging Loans really cost
Full breakdown of all the costs for bridging Loans Fees The purpose of this article is to give an overview of the Bridging Loans Fees payable when setting up Bridging Finance secured against property / real estate. The actual costs will depend on … [Read more...]
How Buy-to-let Rental Calculation has been affected After Rate Rises
Buy-to-let Rental Calculations After Rate Rises How Buy-to-let Rental Calculations have been affected After Rate Rises The buy-to-let rental calculations after rate rises are re-shaping the market. There will be Landlords rubbing their hands … [Read more...]
Best 5 Year Fixed Rate Mortgage after the Interest rate rise
Niche Advice Rate Tracker Index (NARTI) Rather than provide rafts of meaningless information NARTI focuses in on the key areas of: First time buyer 5 year fix with 15% depositFirst time buyer 5 year fix with 10% depositBuy-to-let 5 year fix … [Read more...]
Change the mortgage offer after its been issued by the lender
Amend the Mortgage Offer - Extension Affordabilty New Criteria … [Read more...]
