Free Precise Mortgage Rate Switch Product Transfer Service Before the infamous “mini-budget” delivered by the then Chancellor, Mr Kwasi Kwarteng, on 23 September 2022, there were two distinct options to for Precise mortgage rate switch: remortgage … [Read more...]
UK Foreign Student Mortgage Tier 4 and Tier 1 Visa
Mortgages for foreign students living and buying in the UK This article is about foreign student mortgage i.e. persons from abroad based in the UK to study who are looking to buy a home to live in. It covers the frequently asked questions and is … [Read more...]
Council Right to Buy Discount 100% Mortgage on Flats and Houses
What is your Council Right to Buy a Discount and how do you get a Right to Buy a Mortgage with no deposit? How much will your Council Right to Buy Discount and what is the Right to Buy Mortgage process If you are looking to buy your council house … [Read more...]
Best HGV Driver Mortgage Products in the UK
HGV Driver Mortgage products from affordability calculation to lending criteria How to get the best HGV Driver Mortgage in the UK. The supply chain has been in sharp focus in recent years and HGV Drivers hard work and improved earnings level have … [Read more...]
Avoid down valuation when getting a buy to let mortgage.
How to avoid property down valuation article is part of a mini-series covering the emerging trends in the UK Buy to Let mortgage market. In it, we discuss how property valuations may play out in the coming months and provide possible solutions to … [Read more...]
Mortgage for Non UK Citizen – how long do you have to live in the UK
As a Non UK Citizen, how long do I need to be a UK resident to buy a property with a mortgage? In this article we discuss as Foreign National Mortgage products and how long you need to be in the UK to buy a property using a mortgage. Using the … [Read more...]
Bridging Fees – The difference between gross and net bridging loans
Bridging Fees - Lets talk about gross and net bridging loans costs A large majority of bridging enquiries I receive are from applicants wanting the maximum loan-to-value and expecting their deposit outlay to be limited to 25%. The reality is the … [Read more...]
Buy to let missed payments on credit cards loans utility bills
UK Buy to let mortgage market update: missed payments on credit cards, loans and utility bills and looking to get a buy to let mortgage. This "missed payments on credit cards, loans and utility bills when trying to get a buy to let mortgage" … [Read more...]
Buy to Let Rental Stress Test Explained
How to deal with Lender Buy to Let Rental Stress Test Rules in this market. This article is part of a mini-series covering the emergering trends in the UK Buy to Let mortgage market and discuss how they might play out in the coming months, and … [Read more...]
Bridging Loans Fees how much do Bridging Loans really cost
Full breakdown of all the costs for bridging Loans Fees The purpose of this article is to give an overview of the Bridging Loans Fees payable when setting up Bridging Finance secured against property / real estate. The actual costs will depend on … [Read more...]
