Happy to go on your children's mortgage but do not want to trigger higher stamp duty You’ve probably heard the countless radio ads saying you can guarantee a personal loan but what about guarantor mortgages? In the 80s and 90s guarantor mortgages … [Read more...]
Pay day loans have stopped me get a mortgage
I need to borrow money on my property but I have a track record of Pay Day loans For a large section of society Pay Day loans are the norm however many mortgage providers shy away from lending particularly if a Pay Day loan or equivalent has been … [Read more...]
Tracker Mortgage vs Fixed Mortgage
Whats the difference between Tracker Mortgage Products and Fixed Rate Mortgages? We often get asked the differences between a fixed and tracker mortgage so we'd thought the summary below would be useful. Of course, every clients needs are different … [Read more...]
How to mortgage a property left to you in a will
What happens to a mortgage after the death of a family member? Existing lender wanting their money back on a property and don’t want to sell we can help. Mortgage Lenders can show their ruthless side in the event of death and an inherited property … [Read more...]
Bankruptcy Mortgage Criteria
A look at Mortgages for discharge bankrupts Recently bankrupt – mortgage options are shortening Mortgage Lenders will have their own rules and policies on discharged bankrupts and so I thought I would take a quick look at the Bankruptcy … [Read more...]
Managing your mortgage following the rate rise
Concerned about your mortgage payments There has literally been a whole generation that has not experienced a hike in mortgage interest rates until this month. The Governor of the Bank of England has also hinted at two further rises on the horizon. … [Read more...]
Managing your mortgage following the Interest rate rise
Concerned about your mortgage payments after the recent Interest rate rise read on. There has literally been a whole generation that has not experienced an Interest rate rise until this month. The Governor of the Bank of England has also hinted at … [Read more...]
Guide to Second Mortgage products
[logoshowcase cat_id="5534"] Consolidate personal debt, Raise money , Pay tax bill, complex income streams a second mortgage might be the right solution for you. Money can be tight particularly in the months of December, … [Read more...]
Finance for Care Homes
Setting up a Care Home and need a commercial mortgage? We can help So how do you go about getting Finance for Care Homes. The search for finance or commercial mortgages for new start up care homes often ends in disappointment. Understandably new … [Read more...]
Recently Self Employed Mortgage options
I am Recently self-employed can I obtain a mortgage as I dont have my accounts filed yet? The high street mortgage standard for Recently Self Employed Mortgage applicants is a minimum of 2 to 3 years trading. There are a growing breed of … [Read more...]