Borrow more on your buy to let without the costs As a Buy to Let Mortgage Broker I’m constantly looking at the market for buy to let mortgages with good rental calculations. I normally resist putting out blogs on buy to let mortgages with good … [Read more...]
How do lenders view purchase incentives from Developers
Purchase incentives from property developers to fund part of the deposit or stamp duty or other goods. For many years purchase incentives for property have been offered. The main concentration for purchase incentives is developers of new build … [Read more...]
Capital Raising Remortgages
Acceptable reasons for rasing money on property January is often a time when you feel impervious and Capital Raising Remortgages might be a way to dust off the New Year blues. Capital Raising Remortgages are generally available from most … [Read more...]
Mortgages on a property with Restrictive Covenants inc Section 106
Can I buy a property with Restrictive Covenants using a mortgage? Mortgages on a property with Restrictive Covenants (including Section 106) can be difficult. Historically Mortgage Lenders would direct their surveyors and solicitors to make sure a … [Read more...]
What qualifications should my Accountant have to support my mortgage?
Choosing the wrong Accountant for mortgage purposes may lead to disappointment What qualifications should my Accountant have to support my mortgage? On the face of it you may have been unaware that certain Tax Advisors are unable to vouch for your … [Read more...]
Borrow more on a remortgage using your ex-husband’s income?
Can I use my ex-husband’s earnings to support my remortgage? If you are looking to borrow more on a remortgage using your ex-husband’s income then you are reading the right article. The same applies if you are looking to borrow more on a … [Read more...]
Finance for tax bills in 2019
Need to pay a Tax bill in 2019, we might be able to help. Corporation tax finance Finance for tax bills is an sector we help with increasingly. It’s perhaps unsurprising the finances for tax bills have increased as the Government has increased … [Read more...]
95% Self-employed mortgages using the latest years income
Can I get a mortgage working off latest years income figures If you are reading this article you probably are interested in mortgages working off latest years income as it will have a direct bearing on your borrowing potential. Mortgages … [Read more...]
Buying property for kids under the age of 18 years
Getting a Mortgage and Buying property for your children Buying property for kids can be a way of securing their future. Most parents will look to buy property for their kids when they are grown up or studying, and there are a number of mortgage … [Read more...]
Employed by family can I get a mortgage?
Mortgage lending criteria for clients who are employed by the family business. At Niche advice we have helped many clients get a mortgage while working for a family business. But be warned Mortgage Lenders will take extra steps to ensure the facts … [Read more...]