Looking to sell up and move into a smaller property find out how this can be done and more importantly financed Downsizing used to be a desire limited to people retiring when often mortgages had been paid off and their children had made their own … [Read more...]
Do lifestyle choices prevent you from getting a mortgage
lifestyle choices and Mortgages If you have been following the news you may have read about a lifestyle choice preventing someone from getting a mortgage? The gentleman in question was purported to have been addicted to tanning injections and … [Read more...]
Renting to a family member and getting a mortgage
Looking at Multiple ways of Renting to a family and getting a Buy to Let Mortgage If you are reading this article on "Renting to a family member" you may have been stonewalled by the Mortgage Lenders you have approached. It's certainly not a … [Read more...]
How does Renting a Room affect your mortgage?
Rent a room and cut your mortgage bill Its approaching the time of year when students are looking for a place to stay so have you considered renting a room and using the proceeds towards your mortgage? Think laterally its not only University … [Read more...]
A mortgage with no deposit
Can you buy a property without a deposit? Yes, you can buy a property in the UK to live in without a deposit. I am an independent professional Mortgage Broker and before I launch into the solution you must be willing to put aside pre-conceptions … [Read more...]
Mortgage portability on Buy to Let properties
Buy to Let Mortgage portability This article discusses portability of mortgages across various buy to lets. Mortgage portability can be a powerful tool but is often overlooked by consumers in making their initial mortgage selection. So what is … [Read more...]
Buying a UK home with a Mortgage as a refugee
What you need to know about getting a Mortgage as a refugee. In this article, we look at buying a home as a refugee in the UK with particular reference of using a mortgage to finance the purchase. It is not aimed at asylum seekers but could still … [Read more...]
Mortgage declined as near Commercial properties
Commercial usage near my property is stopping me getting a mortgage If you are reading this article on “Mortgage declined as near Commercial properties” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to … [Read more...]
Is your Buy to Let portfolio size too big we can help.
Dealing with large Buy to Let portfolio size issues and different lending criteria. If you are reading this article on “Buy to Let portfolio size” you are undoubtedly you are feeling frustrated right now. Below I provide an insight to hopefully … [Read more...]
Buy to Let Lenders that do not stress test background portfolio
The rental coverage of my Buy to Let portfolio is stopping me getting a mortgage If you are reading this article on “the rental coverage of my portfolio is stopping me getting a mortgage” you are undoubtedly you are feeling frustrated right now. … [Read more...]