Traditionally Scotland has not been as well served by the Specialist Mortgage Lenders. This has meant it's harder for applicants to obtain mortgages than for their counterparts South of the border. Try it FREE for 30 days, then £14.99 a month … [Read more...]
Buy to Let Mortgage Limited Company or Personal Name?
Mortgages criteria for both Limited Company or Personal Name options. Before I delve into the details can I start with the age old adage: "there's always two sides to a story", whilst Limited Company buy to lets are trendy, particularly on … [Read more...]
Getting a Mortgage with missed Mortgage Arrears in the past
Missed mortgage payments stopping me getting a residential mortgage This “At A Mortgage Glance Guide” is the first in a series on mortgage arrears and the size of deposit or equity required in your property needed to obtain a mortgage in 2020. … [Read more...]
Buy to let mortgages for vulnerable tenants
Society has become more adept at recognising "vulnerable" persons and thankfully this is now bleeding into the buy to let mortgage market. Historically there was only a clutch of buy to let lenders who supported the use of let properties for … [Read more...]
Getting a Mortgage above the purchase price
Borrowing above the purchase price on a property is only allowed in certain instances and restricted to home improvements. Getting a Mortgage above the purchase price is most commonly seen in the case of Right to Buys. You will need first to … [Read more...]
Best Portfolio landlord Buy to let Mortgage Rates
Looking for a high street mortgage rate for buy to let properties as a portfolio landlord. On the face of it, this challenge sounds straight forward however the reality is many of the best priced mortgage products are available exclusively for … [Read more...]
Fixed rate without early repayment charges
Any property used as security, which may include your home. may be repossessed if you do not keep up repayments on your mortgage Important Information Residential and Buy to Let Mortgages Rates current as at 18/11/19. The overall cost for … [Read more...]
Interest only Buy to let Debt Consolidation
Should you Remortgage your Buy to Let to pay off some debts Debt consolidation has often gravitated towards mortgages. Attracted by the low interest rates, options to fix, overpay and borrow large amounts it's easy to see why. Since the late … [Read more...]
Mortgage to stop your bankruptcy
Anul your bankruptcy and save your credit record and your home Before I raise false hope here you need to have sizeable equity in your property, probably changed your occupation to an employed position, have at least a month until the court … [Read more...]
Mortgage Declined by Nationwide
Been declined for a mortgage due to credit conduct we can help? Nationwide are the country's largest building society and as a mutual company, they will always look to protect their members by running tight lending criteria. It's their right and … [Read more...]