If you are looking for Best Buy 90% mortgages for VISA applicants then you are in the right place for up to date information.
Best Buy 90% mortgages for VISA applicants used to be few and far between as there used to be just one UK lender offering this high loan to value. However, recently others have joined the VISA mortgage market. This is good news as it is hard enough as a foreign national to understand the UK mortgage system without extra rules, restrictions and stipulations being thrust on to you.
All of the Best Buy 90% mortgages for VISA applicants below are available to the following unless otherwise stated:
- Tier 1 and Tier 2 VISA holders.
- First time buyers, next time buyers and remortgages.
- Shared ownership (not the Government Help To Buy).
- Employed, self employed and contract workers.
- No previous credit issues.
You will however need to complete our Contact form to see if you qualify based on your individual circumstances.
Best Buy 90% mortgages for VISA applicants – 2 Year Fix
| Min time paying UK tax | Min time remaining on current VISA | Initial Rate | Type / Initial Benefit Period | APR |
| 24 months | 12 months | 4.49% | Fixed to 02/12/2015 | 4.8% |
| 6 months* | No Min | 4.59% | Fixed to 31/12/2015 | 4.3% |
| 36 months | No Min | 4.69% | Fixed to 31/12/2015 | 4.3% |
Best Buy 90% mortgages for VISA applicants – 3 Year Fix
| Min time paying UK tax | Min time remaining on current VISA | Initial Rate | Type / Initial Benefit Period | APR |
| 6 months* | No Min | 4.65% | Fixed to 31/12/2016 | 4.3% |
| 24 months | 12 months | 4.79% | Fixed to 02/12/2016 | 4.9% |
Best Buy 90% mortgages for VISA applicants – 5 Year Fix
| Min time paying UK tax | Min time remaining on current VISA | Initial Rate | Type / Initial Benefit Period | APR |
| 6 months* | No Min | 4.79% | Fixed to 31/12/2018 | 4.5% |
| 12 months | No Min | 4.89% | Fixed to 31/12/2018 | 4.7% |
NOTES
* The above products are for Tier 1 VISAs only however we do have other 90% mortgage options for application on a Tier 2 VISA
The APR is based on a £200,000 repayment mortgage for first time buyers over 25 years.
Rates current as at 17/9/13 and can only be reserved on full application.
Full details available on an individual basis by illustration on request.
To find out if you qualify for a Best Buy 90% mortgage for VISA applicants please complete the Contact Form to the right of this article.
Payam Azadi is a partner at Niche Advice Ltd who are Independent Financial and Mortgage Advisers in London.
Author: Payam Azadi
Payam Azadi is a partner at Niche Advice who are whole of the market Independent Mortgage Brokers. His role is very much focused on Property financing both on residential and commercial lines. To get in contact with him please click here.
